by our College Data Analytics TeamA lot of students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Luna Community College can seem tremendous, but do not forget that almost all students are given some form of financial help.
What financial assistance options will Luna Community College offer you, and what will you qualify for? Read on for more information. Keep reading to find out just how much financial aid will be open to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Continue reading to find information to help you understand just how much assistance you can expect to receive from Luna Community College.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Among first-time, full-time freshmen at Luna Community College, 72% of entering full-time freshmen got some type of financial assistance some 92 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 72% | $5,880 |
| Institutional grants & scholarships | 34% | $1,029 |
| Federal Pell grants | 58% | $5,442 |
| State/local grants | 50% | $1,128 |
| Federal student loans | 6% | $4,176 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At Luna Community College, around 41% of undergrads got grants or scholarships worth on average $4,363 (across roughly 309 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 41% | $4,363 |
| Federal Pell grants | 25% | $4,881 |
| Federal student loans | 2% | $2,901 |
On-campus students receiving title-IV aid were awarded grants averaging $5,810.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $6,134 |
| $30,001 – $75,000 | $5,767 |
| Over $75,000 | $10,057 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $4,595 |
| Off-campus title-IV students | $7,039 |
To project your own net price, use Luna Community College’s online cost calculator: luna.edu/media/NetPriceCalculator/npcalc.htm.
The median federal debt load at Luna Community College comes to $3,855 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $3,855 |
The median alone does not show how widely outcomes vary across the student body. The percentiles below describe the cumulative federal debt distribution for borrowers at Luna Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $975 |
| 25th percentile | $2,500 |
| 75th percentile | $5,500 |
| 90th percentile (highest-debt students) | $9,500 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $3,623 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,500 |
| Independent students | $5,486 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Luna Community College.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The annual Stafford volume below reflects program activity at Luna Community College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 930 |
| Total Stafford loan amount | $5,042,339 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 0 |
| Total GI Bill amount | $0 |
References
More about our data sources and methodologies.