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Can You Afford Madison Area Technical College?

Here’s the full picture on paying for Madison Area Technical College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.

$17,215.00 Cost of Attendance
$14,238.00 Avg Net Price
$8,728.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

What Does It Cost to Attend Madison Area Technical College?

Cost of attendance at Madison Area Technical College spanned $17,215.00 and up to $19,493.00 depending on whether you qualify for in-state rates.

In-state students paid the lower published figure, while out-of-state students faced the higher one: about $17,215.00 in-state against $19,493.00 for non-residents.

Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.

The Full Cost for Residents (no aid)

Tuition and fees $4,977.00
+ Room, board & other expenses $12,238.00
Total cost $17,215.00
That is 11% below the national average net price.

Average Net Price for Residents (with average aid)

Total cost $17,215.00
− Grants and scholarships −$5,196.00
Net price $12,019.00
That is 38% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $17,215.00
− Grants and scholarships −$7,514.00
Net price $9,701.00
That is 50% below the national average net price.

The Full Cost for Non-Residents (no aid)

Tuition and fees $7,255.00
+ Room, board & other expenses $12,238.00
Total cost $19,493.00
That is roughly at the national average net price.

Average Net Price for Non-Residents (with average aid)

Total cost $19,493.00
− Grants and scholarships −$5,196.00
Net price $14,297.00
That is 26% below the national average net price.

Low-Income Net Price for Non-Residents

Total cost $19,493.00
− Grants and scholarships −$7,514.00
Net price $11,979.00
That is 38% below the national average net price.
Go deeper on the components with the tuition & fees page and living costs.

What a Full Degree Could Cost at Madison Area Technical College

The reported cost series has been increasing at about 2.3% per year; the projections below compound that across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.

For In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.3% 2.3% 2.3%
Freshman year $9,929.00 $12,301.00 $17,619.00
Senior year $10,644.00 $13,187.00 $18,888.00
Total 4-year net price $41,133.00 $50,962.00 $72,993.00
10-year loan interest @ 6.8% $15,670.00 $19,415.00 $27,808.00
Total monthly payment $473.00 $586.00 $840.00
Total amount paid $56,803.00 $70,376.00 $100,801.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.3% 2.3% 2.3%
Freshman year $9,929.00 $12,301.00 $17,619.00
Senior year $10,161.00 $12,589.00 $18,032.00
Total 2-year net price $20,090.00 $24,890.00 $35,651.00
10-year loan interest @ 6.8% $7,654.00 $9,482.00 $13,582.00
Total monthly payment $231.00 $286.00 $410.00
Total amount paid $27,743.00 $34,373.00 $49,232.00

Out-of-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.3% 2.3% 2.3%
Freshman year $12,260.00 $14,632.00 $19,950.00
Senior year $13,143.00 $15,686.00 $21,387.00
Total 4-year net price $50,792.00 $60,621.00 $82,652.00
10-year loan interest @ 6.8% $19,350.00 $23,094.00 $31,488.00
Total monthly payment $585.00 $698.00 $951.00
Total amount paid $70,142.00 $83,715.00 $114,140.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.3% 2.3% 2.3%
Freshman year $12,260.00 $14,632.00 $19,950.00
Senior year $12,547.00 $14,975.00 $20,418.00
Total 2-year net price $24,807.00 $29,608.00 $40,368.00
10-year loan interest @ 6.8% $9,451.00 $11,280.00 $15,379.00
Total monthly payment $285.00 $341.00 $465.00
Total amount paid $34,258.00 $40,887.00 $55,747.00

Jump to the net-price detail in the net-price section.

Net Price at Madison Area Technical College

The net price figure shows the cost after grants and scholarships are deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.

Average net price (on-campus) $14,238.00
Average net price (off-campus) $12,392.00

Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:

Family income Average net price
Under $30,000 $10,392.00
$30,000 to $48,000 $10,928.00
$48,001 to $75,000 $13,608.00
$75,001 to $110,000 $16,479.00
Over $110,000 $17,037.00

Get a tailored estimate from the Madison Area Technical College Net Price Calculator, or reach out to the financial aid office.

For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.

Debt at Graduation from Madison Area Technical College

The typical debt load for borrowers leaving Madison Area Technical College is $8,728.00, placing the school in the Very Low (<$10k) debt-burden category.

Across borrowers, debt at graduation distributes like this:

Percentile Debt at graduation
10th $2,000.00
25th $3,500.00
Median (50th) $8,728.00
75th $15,915.00
90th $27,457.00

The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.

For the full borrowing and repayment picture, see the student loan debt detail.

Debt Outcomes by Family Income at Madison Area Technical College

Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:

Family income Median debt at graduation
Low income $9,750.00
Middle income $8,000.00
High income $6,500.00

Borrowers from lower-income families leave school with $3,250.00 more debt than high-income graduates.

First-Gen vs Continuing-Gen Debt at Madison Area Technical College

Debt at graduation often differs for first-generation students.

Student group Median debt at graduation
First-generation students $9,000.00
Continuing-generation students $7,250.00

First-generation graduates of Madison Area Technical College take on $1,750.00 more than continuing-generation graduates.

Debt by Pell Status at Madison Area Technical College

Pell Grants are the largest source of federal need-based aid for undergrads. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.

The median debt gap between Pell and non-Pell graduates of Madison Area Technical College works out to $3,000.00. Federal data flags this school for Pell-related debt inequity.

How Borrowers Repay Loans After Madison Area Technical College

The federal default-rate tier for Madison Area Technical College is Low (<5%).

Window Cohort default rate
2-year 11.7%

To give some context for these rates, Stafford loans disbursed at Madison Area Technical College add up to $448,033,301.00 across 33,201 recipients.

Military and Veteran Aid at Madison Area Technical College

Veterans and active-duty service members may qualify for substantial federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.

GI Bill recipients 169
Avg GI Bill amount $6,232.00

Dig into veteran education benefits on the veteran aid breakdown.

Things to Think About

Beyond the data above, it helps to ask a few questions when weighing Madison Area Technical College, the questions below are worth your time:

Keep Researching regarding Madison Area Technical College

Each page below covers one part of paying for college in more detail:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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