by our College Data Analytics TeamThis page focuses on the debt students take on to attend Manhattanville University— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. These figures are reported by the Department of Education and IPEDS.
Among first-year students at Manhattanville, 89% of incoming undergraduates borrow in year one, with a typical loan of $7,140 per student, private and federal loans combined.
The average federal loan is $4,908, representing 89.2% of the $5,500 first-year borrowing cap for the typical first-year dependent student. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
For undergraduates overall at Manhattanville, 83% use federal student loans to help pay for their education, borrowing on average $6,616 in federal loans per year. It comes to 34.8% above the $4,908 typical freshmen borrow.
Carrying that yearly figure forward comes to roughly $13,232 across two years and $26,464 over four years. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 83% |
| Average federal loan per year | $6,616 |
| Undergraduates with a federal loan | 1,043 |
| Total federal loans (one year) | $6,900,392 |
The middle borrower at Manhattanville owes $20,090 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $20,090 |
| Students who completed (graduates) | $25,000 |
| Students who withdrew | $8,250 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Manhattanville.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,000 |
| 25th percentile | $6,550 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $31,000 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Manhattanville.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Manhattanville.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 467 | $25,817 |
| Completed (graduates) | 289 | $35,904 |
| Did not complete | 178 | $18,343 |
On a standard 10-year plan, the median completing borrower would pay about $426.94/mo.
Stafford loans are the federal direct-loan program most undergraduates use. The breakdown below separates borrowers who used Stafford loans from those who did not at Manhattanville.
Borrowers With Any Stafford Loan
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 453 | — |
| No Stafford loan | 14 | — |
Borrowers With a Stafford Loan This Year
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 355 | $27,550 |
| No Stafford loan this year | 112 | $22,116 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Manhattanville.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for Manhattanville follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 3.6% |
| Borrowers in the cohort | 775 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $21,250 |
| Middle income | $19,500 |
| High income | $19,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $21,250 |
| Continuing-generation students | $19,000 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $20,500 |
| Independent students | $11,750 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Manhattanville.
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.