by our College Data Analytics TeamThis guide covers the real cost of attending Maria College of Albany, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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The full cost of attending Maria College of Albany works out to about $23,518.00 per year.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $18,740.00 |
| + Room, board & other expenses | $4,778.00 |
| Total cost | $23,518.00 |
| That is 28% below the national average net price. |
| Total cost | $23,518.00 |
| − Grants and scholarships | −$8,716.00 |
| Net price | $14,802.00 |
| That is 55% below the national average net price. |
| Total cost | $23,518.00 |
| − Grants and scholarships | −$11,065.00 |
| Net price | $12,453.00 |
| That is 62% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus room and board. |
The reported cost series has been increasing at about 5.3% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.3% | 5.3% | 5.3% |
| Freshman year | $13,119.00 | $15,594.00 | $24,776.00 |
| Senior year | $15,338.00 | $18,232.00 | $28,967.00 |
| Total 4-year net price | $56,838.00 | $67,559.00 | $107,341.00 |
| 10-year loan interest @ 6.8% | $21,653.00 | $25,738.00 | $40,893.00 |
| Total monthly payment | $654.00 | $777.00 | $1,235.00 |
| Total amount paid | $78,491.00 | $93,297.00 | $148,233.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.3% | 5.3% | 5.3% |
| Freshman year | $13,119.00 | $15,594.00 | $24,776.00 |
| Senior year | $13,821.00 | $16,428.00 | $26,101.00 |
| Total 2-year net price | $26,940.00 | $32,021.00 | $50,877.00 |
| 10-year loan interest @ 6.8% | $10,263.00 | $12,199.00 | $19,382.00 |
| Total monthly payment | $310.00 | $369.00 | $585.00 |
| Total amount paid | $37,203.00 | $44,220.00 | $70,259.00 |
See the full net-price breakdown in the net price section below.
Net price strips out grant and scholarship aid to show what families really pay. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $13,082.00 |
| Average net price (off-campus) | $16,055.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $14,360.00 |
| $30,000 to $48,000 | $14,516.00 |
| $48,001 to $75,000 | $18,068.00 |
| $75,001 to $110,000 | $21,018.00 |
Estimate your specific net price using the school’s Maria College of Albany Net Price Calculator, or visit the financial aid office.
Dig into how aid is awarded on the financial aid page.
Typical debt at graduation from Maria College of Albany is $14,708.00, which the Department of Education classifies as a Low ($10-20k) debt-burden bucket.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,357.00 |
| 25th | $7,750.00 |
| Median (50th) | $14,708.00 |
| 75th | $24,750.00 |
| 90th | $32,250.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Dig deeper into debt on the student loan debt detail.
Debt outcomes vary substantially with family income. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,500.00 |
| Middle income | $16,147.00 |
| High income | $12,750.00 |
Low-income graduates carry $1,750.00 more debt than their high-income peers.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $14,500.00 |
| Continuing-generation students | $15,250.00 |
The Pell Grant is the main federal need-based award for undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The gap between Pell-eligible and non-Pell median debt at Maria College of Albany amounts to $2,250.00. This institution is flagged by federal data for Pell-debt inequity.
The Department of Education default-rate tier for Maria College of Albany is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.5% |
To put the rates in context, Stafford loans at Maria College of Albany amount to $79,872,696.00 distributed across 4,729 student borrowers.
Veteran and active-military students often access dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 14 |
| Avg GI Bill amount | $11,028.00 |
Explore GI Bill and military aid in detail on the veterans benefits detail.
Use the figures above as a launch point, then think through Maria College of Albany, a few questions are worth asking:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.