by our College Data Analytics TeamThis page focuses on the debt students take on to attend Marian University-Ancilla— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
At Marian University-Ancilla, 79% of incoming undergraduates borrow in year one, averaging $6,596 each, across private and federal loan sources.
The average federally funded loan is $5,316, or about 96.7% of the typical first-year dependent student borrowing cap of $5,500. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Looking at all undergraduates at Marian University-Ancilla, freshmen included, 82% borrow through federal student loan programs, at an average of $5,682 per year. This is 6.9% more than the $5,316 borrowed by freshmen.
Carrying that yearly figure forward comes to roughly $11,364 by year two and around $22,728 after four. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 82% |
| Average federal loan per year | $5,682 |
| Undergraduates with a federal loan | 177 |
| Total federal loans (one year) | $1,005,674 |
The median student at Marian University-Ancilla borrows $20,000 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $20,000 |
| Students who completed (graduates) | $27,000 |
| Students who withdrew | $8,334 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Marian University-Ancilla.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $8,000 |
| 75th percentile | $29,625 |
| 90th percentile (highest-debt students) | $37,500 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Marian University-Ancilla.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Marian University-Ancilla.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 740 | $21,438 |
| Completed (graduates) | 365 | $24,800 |
| Did not complete | 375 | $20,000 |
On a standard 10-year plan, the median completing borrower would pay about $294.9/mo.
Federal data lets us separate Stafford borrowers from the rest at Marian University-Ancilla.
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 480 | $20,653 |
| No Stafford loan this year | 260 | $22,044 |
These figures turn the debt totals into a monthly repayment picture for Marian University-Ancilla.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for Marian University-Ancilla follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 4.5% |
| Borrowers in the cohort | 683 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $18,750 |
| Middle income | $20,500 |
| High income | $20,330 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $18,750 |
| Continuing-generation students | $23,643 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $19,500 |
| Independent students | $20,080 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Marian University-Ancilla.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.