by our College Data Analytics TeamHere’s the full picture on paying for The University of Tennessee Southern, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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The total published cost of attendance at The University of Tennessee Southern comes to about $25,827.00 per year.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $10,924.00 |
| + Room, board & other expenses | $14,903.00 |
| Total cost | $25,827.00 |
| That is 34% above the national average net price. |
| Total cost | $25,827.00 |
| − Grants and scholarships | −$11,952.00 |
| Net price | $13,875.00 |
| That is 28% below the national average net price. |
| Total cost | $25,827.00 |
| − Grants and scholarships | −$15,415.00 |
| Net price | $10,412.00 |
| That is 46% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus room and board. |
Cost of attendance here has been rising at about 2.3% per year; the projections below compound that across a degree. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $10,654.00 | $14,198.00 | $26,428.00 |
| Senior year | $11,415.00 | $15,212.00 | $28,315.00 |
| Total 4-year net price | $44,127.00 | $58,804.00 | $109,457.00 |
| 10-year loan interest @ 6.8% | $16,811.00 | $22,402.00 | $41,699.00 |
| Total monthly payment | $508.00 | $677.00 | $1,260.00 |
| Total amount paid | $60,938.00 | $81,206.00 | $151,157.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $10,654.00 | $14,198.00 | $26,428.00 |
| Senior year | $10,902.00 | $14,528.00 | $27,043.00 |
| Total 2-year net price | $21,556.00 | $28,726.00 | $53,470.00 |
| 10-year loan interest @ 6.8% | $8,212.00 | $10,943.00 | $20,370.00 |
| Total monthly payment | $248.00 | $331.00 | $615.00 |
| Total amount paid | $29,768.00 | $39,669.00 | $73,841.00 |
Jump to the net-price detail in the Net Price section.
Net price strips out grant and scholarship aid to show what families really pay. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $12,798.00 |
| Average net price (off-campus) | $15,133.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $10,377.00 |
| $30,000 to $48,000 | $13,291.00 |
| $48,001 to $75,000 | $15,701.00 |
| $75,001 to $110,000 | $18,790.00 |
| Over $110,000 | $18,352.00 |
Use The University of Tennessee Southern Net Price Calculator, or visit the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The median graduating debt at The University of Tennessee Southern stands at $11,175.00, which the Department of Education classifies as a Low ($10-20k) burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $11,175.00 |
| 75th | $24,775.00 |
| 90th | $34,245.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Dig deeper into debt on the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,500.00 |
| Middle income | $12,125.00 |
| High income | $12,000.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $11,597.00 |
| Continuing-generation students | $9,500.00 |
First-generation borrowers from The University of Tennessee Southern leave with $2,097.00 in additional median debt versus continuing-generation peers.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell vs non-Pell debt gap at The University of Tennessee Southern amounts to $-1,000.00.
The federal default-rate classification for The University of Tennessee Southern is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 18.0% |
To give some context for these rates, Stafford loans disbursed at The University of Tennessee Southern come to $71,290,515.00 over 4,317 disbursements.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 12 |
| Avg GI Bill amount | $9,286.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
The figures above are a starting point — as you weigh The University of Tennessee Southern, the questions below are worth your time:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.