This guide covers the real cost of attending Mary Baldwin University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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Published attendance costs at Mary Baldwin University works out to about $44,435.00 per year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $34,152.00 |
| + Room, board & other expenses | $10,283.00 |
| Total cost | $44,435.00 |
| That is 35% above the national average net price. |
| Total cost | $44,435.00 |
| − Grants and scholarships | −$33,179.00 |
| Net price | $11,256.00 |
| That is 66% below the national average net price. |
| Total cost | $44,435.00 |
| − Grants and scholarships | −$33,218.00 |
| Net price | $11,217.00 |
| That is 66% below the national average net price. | |
| Explore each piece on the tuition & fees page plus living costs. |
The reported cost series has been increasing at a recent average of 3.2% annually, so the projections below total more than one year of attendance. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.2% | 3.2% | 3.2% |
| Freshman year | $11,571.00 | $11,611.00 | $45,836.00 |
| Senior year | $12,700.00 | $12,744.00 | $50,310.00 |
| Total 4-year net price | $48,518.00 | $48,687.00 | $192,201.00 |
| 10-year loan interest @ 6.8% | $18,484.00 | $18,548.00 | $73,222.00 |
| Total monthly payment | $558.00 | $560.00 | $2,212.00 |
| Total amount paid | $67,002.00 | $67,235.00 | $265,422.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.2% | 3.2% | 3.2% |
| Freshman year | $11,571.00 | $11,611.00 | $45,836.00 |
| Senior year | $11,936.00 | $11,977.00 | $47,282.00 |
| Total 2-year net price | $23,506.00 | $23,588.00 | $93,118.00 |
| 10-year loan interest @ 6.8% | $8,955.00 | $8,986.00 | $35,475.00 |
| Total monthly payment | $271.00 | $271.00 | $1,072.00 |
| Total amount paid | $32,461.00 | $32,574.00 | $128,592.00 |
Jump to the net-price detail in the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $12,756.00 |
| Average net price (off-campus) | $17,833.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $15,996.00 |
| $30,000 to $48,000 | $14,762.00 |
| $48,001 to $75,000 | $16,899.00 |
| $75,001 to $110,000 | $21,736.00 |
| Over $110,000 | $23,106.00 |
For a personalized estimate, try the Mary Baldwin University Net Price Calculator, or contact the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
Median graduate debt at Mary Baldwin University amounts to $12,250.00, which federal data classifies as a Low ($10-20k) debt-load classification.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,683.00 |
| 25th | $7,781.00 |
| Median (50th) | $12,250.00 |
| 75th | $29,250.00 |
| 90th | $41,442.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt detail.
Median debt at graduation differs meaningfully across income brackets. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,950.00 |
| Middle income | $12,000.00 |
| High income | $12,000.00 |
Low-income borrowers graduate with $950.00 more debt than their high-income peers.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $12,100.00 |
| Continuing-generation students | $12,875.00 |
The Pell Grant is the main federal need-based award for undergraduates. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The gap between Pell-eligible and non-Pell median debt at Mary Baldwin University is $3,000.00. Federal data flags this school for Pell-related debt inequity.
The default-rate classification at Mary Baldwin University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.3% |
For a sense of scale, Stafford disbursements at Mary Baldwin University total $242,470,223.00 distributed across 9,366 student borrowers.
Veteran and active-military students often access dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 39 |
| Avg GI Bill amount | $22,311.00 |
Read more about military and veteran aid on the veterans benefits detail.
Use the figures above as a launch point, then think through Mary Baldwin University, the questions below are worth your time:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.