by our College Data Analytics TeamHere you will find what students actually borrow to attend Marymount University, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
At Marymount, 52% of incoming students take out a loan to help cover first-year costs, for an average of $9,869 apiece. This figure includes both private and federally funded student loans.
On the federal side, the average loan is $5,314, representing 96.6% of the typical first-year dependent student borrowing cap of $5,500. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
Looking at all undergraduates at Marymount, freshmen included, 42% borrow through federal student loan programs, borrowing on average $6,759 in federal loans per year. That is 27.2% larger than the first-year federal average of $5,314.
Borrowing at that rate every year works out to about $13,518 across two years and $27,036 across a four-year program. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 42% |
| Average federal loan per year | $6,759 |
| Undergraduates with a federal loan | 760 |
| Total federal loans (one year) | $5,136,722 |
The median student at Marymount borrows $20,000 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $20,000 |
| Students who completed (graduates) | $25,000 |
| Students who withdrew | $9,500 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Marymount.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,500 |
| 25th percentile | $9,500 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $35,699 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Marymount.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Marymount.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 615 | $34,580 |
| Completed (graduates) | 388 | $45,008 |
| Did not complete | 227 | $23,420 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $535.19/mo.
Federal data lets us separate Stafford borrowers from the rest at Marymount.
Borrowers With Any Stafford Loan
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 601 | — |
| No Stafford loan | 14 | — |
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 561 | $35,923 |
| No Stafford loan this year | 54 | $22,094 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Marymount.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The official Department of Education two-year default rate for Marymount is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 2.7% |
| Borrowers in the cohort | 914 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $21,000 |
| Middle income | $20,079 |
| High income | $19,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $20,000 |
| Continuing-generation students | $20,406 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $19,500 |
| Independent students | $22,000 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Marymount.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.