by our College Data Analytics TeamHere you will find what students actually borrow to attend Maryville College: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. The data below is drawn directly from federal sources.
At Maryville College specifically, 64% of incoming undergraduates borrow in year one, at roughly $5,761 each — a figure that counts both private and federal student loans.
The average federally funded loan is $5,043, which is 91.7% of the $5,500 first-year borrowing cap for the typical first-year dependent student. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
Across the full undergraduate body at Maryville College (freshmen included), 64% borrow through federal student loan programs, at an average of $10,022 a year. This works out to 98.7% above the $5,043 freshmen take on.
Carrying that yearly figure forward comes to roughly $20,044 by year two and around $40,088 by the fourth year. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 64% |
| Average federal loan per year | $10,022 |
| Undergraduates with a federal loan | 662 |
| Total federal loans (one year) | $6,634,654 |
Graduating and withdrawing students at Maryville College carry a median federal debt of $15,000 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $15,000 |
| Students who completed (graduates) | $25,375 |
| Students who withdrew | $9,500 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Maryville College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $5,500 |
| 75th percentile | $26,972 |
| 90th percentile (highest-debt students) | $32,773 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Maryville College.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Maryville College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 192 | $22,259 |
| Completed (graduates) | 75 | $38,473 |
| Did not complete | 117 | $16,279 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $457.48/mo.
The indicators below describe what the typical debt costs to pay back at Maryville College.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for Maryville College follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 3.9% |
| Borrowers in the cohort | 326 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $14,750 |
| Middle income | $14,125 |
| High income | $15,460 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,000 |
| Continuing-generation students | $15,968 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $14,750 |
| Independent students | $19,375 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Maryville College.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.