by our College Data Analytics TeamHere’s the full picture on paying for Massachusetts College of Liberal Arts, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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Published attendance costs at Massachusetts College of Liberal Arts came in between $27,705.00 to $36,650.00 based on in-state versus out-of-state status.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: about $27,705.00 for in-state students versus $36,650.00 for non-residents.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $12,436.00 |
| + Room, board & other expenses | $15,269.00 |
| Total cost | $27,705.00 |
| That is 44% above the national average net price. |
| Total cost | $27,705.00 |
| − Grants and scholarships | −$9,958.00 |
| Net price | $17,747.00 |
| That is 8% below the national average net price. |
| Total cost | $27,705.00 |
| − Grants and scholarships | −$16,181.00 |
| Net price | $11,524.00 |
| That is 40% below the national average net price. |
| Tuition and fees | $21,381.00 |
| + Room, board & other expenses | $15,269.00 |
| Total cost | $36,650.00 |
| That is 90% above the national average net price. |
| Total cost | $36,650.00 |
| − Grants and scholarships | −$9,958.00 |
| Net price | $26,692.00 |
| That is 39% above the national average net price. |
| Total cost | $36,650.00 |
| − Grants and scholarships | −$16,181.00 |
| Net price | $20,469.00 |
| That is 6% above the national average net price. | |
| For the full breakdown, see tuition and fees plus living costs. |
Costs have trended upward in recent years by roughly 1.6% per year; the projections below compound that across a degree. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.6% | 1.6% | 1.6% |
| Freshman year | $11,712.00 | $18,036.00 | $28,156.00 |
| Senior year | $12,293.00 | $18,932.00 | $29,554.00 |
| Total 4-year net price | $48,004.00 | $73,926.00 | $115,406.00 |
| 10-year loan interest @ 6.8% | $18,288.00 | $28,163.00 | $43,965.00 |
| Total monthly payment | $552.00 | $851.00 | $1,328.00 |
| Total amount paid | $66,291.00 | $102,089.00 | $159,371.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.6% | 1.6% | 1.6% |
| Freshman year | $11,712.00 | $18,036.00 | $28,156.00 |
| Senior year | $11,902.00 | $18,330.00 | $28,615.00 |
| Total 2-year net price | $23,614.00 | $36,366.00 | $56,771.00 |
| 10-year loan interest @ 6.8% | $8,996.00 | $13,854.00 | $21,628.00 |
| Total monthly payment | $272.00 | $418.00 | $653.00 |
| Total amount paid | $32,610.00 | $50,220.00 | $78,399.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.6% | 1.6% | 1.6% |
| Freshman year | $20,802.00 | $27,127.00 | $37,247.00 |
| Senior year | $21,835.00 | $28,474.00 | $39,096.00 |
| Total 4-year net price | $85,264.00 | $111,186.00 | $152,667.00 |
| 10-year loan interest @ 6.8% | $32,483.00 | $42,358.00 | $58,160.00 |
| Total monthly payment | $981.00 | $1,280.00 | $1,757.00 |
| Total amount paid | $117,747.00 | $153,544.00 | $210,827.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.6% | 1.6% | 1.6% |
| Freshman year | $20,802.00 | $27,127.00 | $37,247.00 |
| Senior year | $21,141.00 | $27,568.00 | $37,853.00 |
| Total 2-year net price | $41,943.00 | $54,695.00 | $75,100.00 |
| 10-year loan interest @ 6.8% | $15,979.00 | $20,837.00 | $28,610.00 |
| Total monthly payment | $483.00 | $629.00 | $864.00 |
| Total amount paid | $57,922.00 | $75,532.00 | $103,711.00 |
For the complete net-price picture, see the net price section below.
The net price figure shows the cost after grants and scholarships are deducted. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $16,068.00 |
| Average net price (off-campus) | $18,920.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $14,440.00 |
| $30,000 to $48,000 | $16,990.00 |
| $48,001 to $75,000 | $15,698.00 |
| $75,001 to $110,000 | $19,147.00 |
| Over $110,000 | $23,800.00 |
For a personalized estimate, try the Massachusetts College of Liberal Arts Net Price Calculator, or reach out to the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
Median graduate debt at Massachusetts College of Liberal Arts amounts to $15,750.00, which the Department of Education classifies as a Low ($10-20k) debt-load classification.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $6,598.00 |
| Median (50th) | $15,750.00 |
| 75th | $26,668.00 |
| 90th | $32,105.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Dig deeper into debt on the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $17,000.00 |
| Middle income | $15,115.00 |
| High income | $15,000.00 |
Borrowers from lower-income families leave school with $2,000.00 more debt than high-income graduates.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,725.00 |
| Continuing-generation students | $17,500.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The gap between Pell-eligible and non-Pell median debt at Massachusetts College of Liberal Arts is $1,844.00. This school carries a federal Pell-debt-inequity flag.
The default-rate category at Massachusetts College of Liberal Arts is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.5% |
To put the rates in context, Stafford loans at Massachusetts College of Liberal Arts come to $116,741,719.00 spread across 6,877 student borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 10 |
| Avg GI Bill amount | $10,184.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
Numbers only tell part of the story. As you weigh Massachusetts College of Liberal Arts, consider the following:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.