by our College Data Analytics TeamBelow is the data on what it actually costs to attend MCPHS University, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
Use the section links below to navigate this overview:
Published attendance costs at MCPHS University amounts to about $58,975.00 for a single academic year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $40,530.00 |
| + Room, board & other expenses | $18,445.00 |
| Total cost | $58,975.00 |
| That is 80% above the national average net price. |
| Total cost | $58,975.00 |
| − Grants and scholarships | −$25,477.00 |
| Net price | $33,498.00 |
| That is 2% above the national average net price. |
| Total cost | $58,975.00 |
| − Grants and scholarships | −$29,816.00 |
| Net price | $29,159.00 |
| That is 11% below the national average net price. | |
| Explore each piece on the tuition & fees page and living costs. |
Costs have trended upward in recent years at a recent average of 4.2% annually, so the projections below total more than one year of attendance. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.2% | 4.2% | 4.2% |
| Freshman year | $30,390.00 | $34,913.00 | $61,466.00 |
| Senior year | $34,406.00 | $39,526.00 | $69,587.00 |
| Total 4-year net price | $129,482.00 | $148,750.00 | $261,882.00 |
| 10-year loan interest @ 6.8% | $49,328.00 | $56,668.00 | $99,767.00 |
| Total monthly payment | $1,490.00 | $1,712.00 | $3,014.00 |
| Total amount paid | $178,810.00 | $205,418.00 | $361,649.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.2% | 4.2% | 4.2% |
| Freshman year | $30,390.00 | $34,913.00 | $61,466.00 |
| Senior year | $31,674.00 | $36,387.00 | $64,062.00 |
| Total 2-year net price | $62,064.00 | $71,300.00 | $125,527.00 |
| 10-year loan interest @ 6.8% | $23,644.00 | $27,163.00 | $47,821.00 |
| Total monthly payment | $714.00 | $821.00 | $1,445.00 |
| Total amount paid | $85,709.00 | $98,463.00 | $173,349.00 |
See the full net-price breakdown in the net price section below.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $39,545.00 |
| Average net price (off-campus) | $35,084.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $31,100.00 |
| $30,000 to $48,000 | $32,292.00 |
| $48,001 to $75,000 | $36,538.00 |
| $75,001 to $110,000 | $38,023.00 |
| Over $110,000 | $38,839.00 |
Get a tailored estimate from the MCPHS University Net Price Calculator, or visit the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The typical debt load for borrowers leaving MCPHS University works out to $25,000.00, which the Department of Education classifies as a Moderate ($20-30k) debt-load classification.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $12,500.00 |
| Median (50th) | $25,000.00 |
| 75th | $27,500.00 |
| 90th | $33,750.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
For the full borrowing and repayment picture, see the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $25,000.00 |
| Middle income | $25,000.00 |
| High income | $21,250.00 |
Low-income borrowers graduate with $3,750.00 in extra median debt compared with high-income peers.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $25,000.00 |
| Continuing-generation students | $25,000.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The gap between Pell-eligible and non-Pell median debt at MCPHS University comes to $3,924.00. This institution is flagged by federal data for Pell-debt inequity.
The default-rate category at MCPHS University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 1.0% |
To give some context for these rates, Stafford loans disbursed at MCPHS University add up to $852,223,267.00 spread across 19,946 student borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 65 |
| Avg GI Bill amount | $29,132.00 |
Dig into veteran education benefits on the veterans benefits detail.
Use the figures above as a launch point, then think through MCPHS University, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.