by our College Data Analytics TeamBelow is the data on what it actually costs to attend Massachusetts Maritime Academy, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
If you want to dig into a particular figure, jump to any section below:
The total cost of attendance at Massachusetts Maritime Academy spanned $37,721.00 through $50,023.00 depending on residency and living arrangement.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: roughly $37,721.00 in-state against $50,023.00 for out-of-state students.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $11,420.00 |
| + Room, board & other expenses | $26,301.00 |
| Total cost | $37,721.00 |
| That is 96% above the national average net price. |
| Total cost | $37,721.00 |
| − Grants and scholarships | −$9,785.00 |
| Net price | $27,936.00 |
| That is 45% above the national average net price. |
| Total cost | $37,721.00 |
| − Grants and scholarships | −$22,610.00 |
| Net price | $15,111.00 |
| That is 22% below the national average net price. |
| Tuition and fees | $23,722.00 |
| + Room, board & other expenses | $26,301.00 |
| Total cost | $50,023.00 |
| That is 160% above the national average net price. |
| Total cost | $50,023.00 |
| − Grants and scholarships | −$9,785.00 |
| Net price | $40,238.00 |
| That is 109% above the national average net price. |
| Total cost | $50,023.00 |
| − Grants and scholarships | −$22,610.00 |
| Net price | $27,413.00 |
| That is 42% above the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus living costs. |
Below, a full degree is projected forward at today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $15,111.00 | $27,936.00 | $37,721.00 |
| Senior year | $15,111.00 | $27,936.00 | $37,721.00 |
| Total 4-year net price | $60,444.00 | $111,744.00 | $150,884.00 |
| 10-year loan interest @ 6.8% | $23,027.00 | $42,570.00 | $57,481.00 |
| Total monthly payment | $696.00 | $1,286.00 | $1,736.00 |
| Total amount paid | $83,471.00 | $154,314.00 | $208,365.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $15,111.00 | $27,936.00 | $37,721.00 |
| Senior year | $15,111.00 | $27,936.00 | $37,721.00 |
| Total 2-year net price | $30,222.00 | $55,872.00 | $75,442.00 |
| 10-year loan interest @ 6.8% | $11,513.00 | $21,285.00 | $28,741.00 |
| Total monthly payment | $348.00 | $643.00 | $868.00 |
| Total amount paid | $41,735.00 | $77,157.00 | $104,183.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $27,413.00 | $40,238.00 | $50,023.00 |
| Senior year | $27,413.00 | $40,238.00 | $50,023.00 |
| Total 4-year net price | $109,652.00 | $160,952.00 | $200,092.00 |
| 10-year loan interest @ 6.8% | $41,773.00 | $61,317.00 | $76,228.00 |
| Total monthly payment | $1,262.00 | $1,852.00 | $2,303.00 |
| Total amount paid | $151,425.00 | $222,269.00 | $276,320.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $27,413.00 | $40,238.00 | $50,023.00 |
| Senior year | $27,413.00 | $40,238.00 | $50,023.00 |
| Total 2-year net price | $54,826.00 | $80,476.00 | $100,046.00 |
| 10-year loan interest @ 6.8% | $20,887.00 | $30,658.00 | $38,114.00 |
| Total monthly payment | $631.00 | $926.00 | $1,151.00 |
| Total amount paid | $75,713.00 | $111,134.00 | $138,160.00 |
| Read more in the Net Price section. |
Net price strips out grant and scholarship aid to show what families really pay. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $21,582.00 |
| Average net price (off-campus) | $26,661.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $5,269.00 |
| $30,000 to $48,000 | $9,843.00 |
| $48,001 to $75,000 | $13,919.00 |
| $75,001 to $110,000 | $23,991.00 |
| Over $110,000 | $33,261.00 |
Estimate your specific net price using the school’s Massachusetts Maritime Academy Net Price Calculator, or reach out to the financial aid office.
Dig into how aid is awarded on the financial aid page.
The median graduating debt at Massachusetts Maritime Academy amounts to $20,500.00, which federal data classifies as a Moderate ($20-30k) debt-burden bucket.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $10,243.00 |
| Median (50th) | $20,500.00 |
| 75th | $27,000.00 |
| 90th | $30,104.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Dig deeper into debt on the student loan debt page.
Student debt at graduation is not evenly distributed across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $16,540.00 |
| Middle income | $20,123.00 |
| High income | $21,500.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $20,500.00 |
| Continuing-generation students | $21,500.00 |
The Pell Grant is the main federal need-based award for undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.
The gap between Pell-eligible and non-Pell median debt at Massachusetts Maritime Academy works out to $1,990.00. This institution is flagged by federal data for Pell-debt inequity.
The Department of Education default-rate tier for Massachusetts Maritime Academy is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 2.7% |
For a sense of scale, Stafford disbursements at Massachusetts Maritime Academy add up to $58,028,536.00 across 3,891 borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 22 |
| Avg GI Bill amount | $10,877.00 |
| DoD Tuition Assistance recipients | 1 |
| Avg DoD Tuition Assistance | $1,027.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about Massachusetts Maritime Academy, consider the following:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.