by our College Data Analytics TeamHere you will find what students actually borrow to attend Maysville Community and Technical College, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
Among first-year students at Maysville Community and Technical College, 13% of incoming students take out a loan to help cover first-year costs, with a typical loan of $4,801 per borrower, covering both private and federal loans.
The average federally funded loan is $4,801, which is 87.3% of the $5,500 federal limit that applies to a typical first-year dependent borrower. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Counting every undergraduate at Maysville Community and Technical College, 27% finance part of their studies with federal loans, with a mean of $5,955 annually. That is 24.0% above the $4,801 typical freshmen borrow.
Carrying that yearly figure forward comes to roughly $11,910 by year two and around $23,820 over four years. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 27% |
| Average federal loan per year | $5,955 |
| Undergraduates with a federal loan | 599 |
| Total federal loans (one year) | $3,566,945 |
The middle borrower at Maysville Community and Technical College owes $8,047 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $8,047 |
| Students who completed (graduates) | $11,500 |
| Students who withdrew | $6,343 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Maysville Community and Technical College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,997 |
| 25th percentile | $3,500 |
| 75th percentile | $15,046 |
| 90th percentile (highest-debt students) | $24,860 |
How wide this percentile range is tells you how much borrowing varies across students at Maysville Community and Technical College.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Maysville Community and Technical College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 120 | $7,549 |
| Completed (graduates) | 49 | $7,000 |
| Did not complete | 71 | $8,000 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $83.24/mo.
Federal data lets us separate Stafford borrowers from the rest at Maysville Community and Technical College.
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 57 | $5,805 |
| No Stafford loan this year | 63 | $8,475 |
The indicators below describe what the typical debt costs to pay back at Maysville Community and Technical College.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The federal two-year cohort default rate for Maysville Community and Technical College follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 27.0% |
| Borrowers in the cohort | 898 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $8,819 |
| Middle income | $7,069 |
| High income | $7,007 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,251 |
| Continuing-generation students | $7,007 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,800 |
| Independent students | $9,500 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Maysville Community and Technical College.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.