by our College Data Analytics TeamBelow is the data on what it actually costs to attend McHenry County College, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Want a specific number? Skip ahead to any section using the links below:
The full cost of attending McHenry County College fell between $12,971.00 and up to $16,978.00 across residency tiers.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: close to $12,971.00 in-state, rising to $16,978.00 out-of-state.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $10,392.00 |
| + Room, board & other expenses | $2,579.00 |
| Total cost | $12,971.00 |
| That is 33% below the national average net price. |
| Total cost | $12,971.00 |
| − Grants and scholarships | −$5,303.00 |
| Net price | $7,668.00 |
| That is 60% below the national average net price. |
| Total cost | $12,971.00 |
| − Grants and scholarships | −$6,736.00 |
| Net price | $6,235.00 |
| That is 68% below the national average net price. |
| Tuition and fees | $14,399.00 |
| + Room, board & other expenses | $2,579.00 |
| Total cost | $16,978.00 |
| That is 12% below the national average net price. |
| Total cost | $16,978.00 |
| − Grants and scholarships | −$5,303.00 |
| Net price | $11,675.00 |
| That is 39% below the national average net price. |
| Total cost | $16,978.00 |
| − Grants and scholarships | −$6,736.00 |
| Net price | $10,242.00 |
| That is 47% below the national average net price. | |
| Explore each piece on tuition and fees plus living costs. |
The projections below extend the current annual cost across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $6,235.00 | $7,668.00 | $12,971.00 |
| Senior year | $6,235.00 | $7,668.00 | $12,971.00 |
| Total 4-year net price | $24,940.00 | $30,672.00 | $51,884.00 |
| 10-year loan interest @ 6.8% | $9,501.00 | $11,685.00 | $19,766.00 |
| Total monthly payment | $287.00 | $353.00 | $597.00 |
| Total amount paid | $34,441.00 | $42,357.00 | $71,650.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $6,235.00 | $7,668.00 | $12,971.00 |
| Senior year | $6,235.00 | $7,668.00 | $12,971.00 |
| Total 2-year net price | $12,470.00 | $15,336.00 | $25,942.00 |
| 10-year loan interest @ 6.8% | $4,751.00 | $5,842.00 | $9,883.00 |
| Total monthly payment | $144.00 | $176.00 | $299.00 |
| Total amount paid | $17,221.00 | $21,178.00 | $35,825.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $10,242.00 | $11,675.00 | $16,978.00 |
| Senior year | $10,242.00 | $11,675.00 | $16,978.00 |
| Total 4-year net price | $40,968.00 | $46,700.00 | $67,912.00 |
| 10-year loan interest @ 6.8% | $15,607.00 | $17,791.00 | $25,872.00 |
| Total monthly payment | $471.00 | $537.00 | $782.00 |
| Total amount paid | $56,575.00 | $64,491.00 | $93,784.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $10,242.00 | $11,675.00 | $16,978.00 |
| Senior year | $10,242.00 | $11,675.00 | $16,978.00 |
| Total 2-year net price | $20,484.00 | $23,350.00 | $33,956.00 |
| 10-year loan interest @ 6.8% | $7,804.00 | $8,896.00 | $12,936.00 |
| Total monthly payment | $236.00 | $269.00 | $391.00 |
| Total amount paid | $28,288.00 | $32,246.00 | $46,892.00 |
| Jump to the net-price detail in the Net Price section. |
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $7,042.00 |
| Average net price (off-campus) | $8,093.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $6,891.00 |
| $30,000 to $48,000 | $7,233.00 |
| $48,001 to $75,000 | $9,524.00 |
| $75,001 to $110,000 | $10,676.00 |
| Over $110,000 | $12,368.00 |
Estimate your specific net price using the school’s McHenry County College Net Price Calculator, or reach out to the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
Median graduate debt at McHenry County College is $5,297.00, categorized as a Very Low (<$10k) debt-burden bucket.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,515.00 |
| 25th | $2,300.00 |
| Median (50th) | $5,297.00 |
| 75th | $8,160.00 |
| 90th | $13,500.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student-loan-debt breakdown.
Debt at graduation is far from uniform across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $6,400.00 |
| Middle income | $4,350.00 |
| High income | $5,500.00 |
On average, low-income graduates leave with $900.00 more debt than high-income graduates.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $5,429.00 |
| Continuing-generation students | $5,176.00 |
First-gen borrowers at McHenry County College carry $253.00 in additional median debt versus continuing-generation peers.
The Pell Grant is the largest federal grant for undergraduates from low-income families. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The gap between Pell-eligible and non-Pell median debt at McHenry County College stands at $249.00. This institution is flagged by federal data for Pell-debt inequity.
The default-rate classification at McHenry County College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 12.5% |
For a sense of scale, Stafford disbursements at McHenry County College add up to $26,340,503.00 across 3,387 borrowers.
Veterans and active-duty students can access dedicated federal education aid like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 36 |
| Avg GI Bill amount | $2,353.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
The data above is a foundation; round it out by asking yourself about McHenry County College, think through the questions below:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.