by our College Data Analytics TeamThis page focuses on the debt students take on to attend MediaTech Institute-Dallas, including completion-adjusted borrowing and a standard repayment estimate. These figures are reported by the Department of Education and IPEDS.
At MediaTech Institute - Dallas, 57% of incoming undergraduates borrow in year one, borrowing on average $8,499 per borrower, covering both private and federal loans.
The average federally funded loan is $8,499. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Among all degree-seeking undergrads at MediaTech Institute - Dallas, 64% use federal student loans to help pay for their education, at an average of $8,092 a year. That amounts to 4.8% lower than the $8,499 typical freshmen borrow.
At a steady annual pace, that totals around $16,184 over two years and about $32,368 after four. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 64% |
| Average federal loan per year | $8,092 |
| Undergraduates with a federal loan | 167 |
| Total federal loans (one year) | $1,351,303 |
The middle borrower at MediaTech Institute - Dallas owes $14,750 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $14,750 |
| Students who completed (graduates) | $20,000 |
| Students who withdrew | $9,371 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at MediaTech Institute - Dallas.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $7,750 |
| 75th percentile | $14,750 |
| 90th percentile (highest-debt students) | $14,750 |
How wide this percentile range is tells you how much borrowing varies across students at MediaTech Institute - Dallas.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at MediaTech Institute - Dallas.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 71 | $11,652 |
| Completed (graduates) | 43 | $16,418 |
| Did not complete | 28 | $8,971 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $195.23/mo.
These figures turn the debt totals into a monthly repayment picture for MediaTech Institute - Dallas.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The federal two-year cohort default rate for MediaTech Institute - Dallas follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 23.4% |
| Borrowers in the cohort | 247 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $14,750 |
| Middle income | $18,262 |
| High income | $12,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,750 |
| Continuing-generation students | $14,750 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,000 |
| Independent students | $19,275 |
Federal data publishes the following gap measures for MediaTech Institute - Dallas.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.