by our College Data Analytics TeamHere you will find what students actually borrow to attend MediaTech Institute-Houston: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. These figures are reported by the Department of Education and IPEDS.
At MediaTech Institute - Houston, 83% of freshmen borrow to help pay for their first year, at roughly $8,361 per borrower, covering both private and federal loans.
The average federal loan is $8,361. This is at or above the $5,500 first-year federal borrowing cap that applies to the typical dependent freshman. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Counting every undergraduate at MediaTech Institute - Houston, 74% rely on federal student loans toward their education, averaging $8,678 per year. That amounts to 3.8% higher than the first-year federal average of $8,361.
Carrying that yearly figure forward comes to roughly $17,356 in two years and roughly $34,712 over a four-year span. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 74% |
| Average federal loan per year | $8,678 |
| Undergraduates with a federal loan | 97 |
| Total federal loans (one year) | $841,766 |
The middle borrower at MediaTech Institute - Houston owes $14,750 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $14,750 |
| Students who completed (graduates) | $20,000 |
| Students who withdrew | $9,371 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for MediaTech Institute - Houston.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $7,750 |
| 75th percentile | $14,750 |
| 90th percentile (highest-debt students) | $14,750 |
How wide this percentile range is tells you how much borrowing varies across students at MediaTech Institute - Houston.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at MediaTech Institute - Houston.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 71 | $11,652 |
| Completed (graduates) | 43 | $16,418 |
| Did not complete | 28 | $8,971 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $195.23/mo.
These figures turn the debt totals into a monthly repayment picture for MediaTech Institute - Houston.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The official Department of Education two-year default rate for MediaTech Institute - Houston follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 23.4% |
| Borrowers in the cohort | 247 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Borrowing varies by family income, by first-generation status, and by dependency status.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $14,750 |
| Middle income | $18,262 |
| High income | $12,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,750 |
| Continuing-generation students | $14,750 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,000 |
| Independent students | $19,275 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at MediaTech Institute - Houston.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.