by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Medical College of Wisconsin, including completion-adjusted borrowing and a standard repayment estimate. These figures are reported by the Department of Education and IPEDS.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Medical College of Wisconsin.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $5,000 |
| 75th percentile | $10,000 |
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Medical College of Wisconsin.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 101 | $18,314 |
Stafford loans are the federal direct-loan program most undergraduates use. The breakdown below separates borrowers who used Stafford loans from those who did not at Medical College of Wisconsin.
Borrowers With a Stafford Loan This Year
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 73 | $16,316 |
| No Stafford loan this year | 28 | $28,000 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Medical College of Wisconsin.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for Medical College of Wisconsin follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 0% |
| Borrowers in the cohort | 208 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.