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Can You Really Afford Merced College?

Here is what you can expect to pay at Merced College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.

$12,722.00 Cost of Attendance
$5,040.00 Avg Net Price
$4,188.00 Median Grad Debt

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Cost of Attendance at Merced College?

Cost of attendance at Merced College ranged from $12,722.00 and up to $20,042.00 based on in-state versus out-of-state status.

The lower figure reflects the in-state rate and the higher figure the out-of-state rate: roughly $12,722.00 in-state, rising to $20,042.00 for non-residents.

Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.

Sticker Cost for Residents (no aid)

Tuition and fees $1,200.00
+ Room, board & other expenses $11,522.00
Total cost $12,722.00
That is 34% below the national average net price.

After-Aid Net Price for Residents (with average aid)

Total cost $12,722.00
− Grants and scholarships −$9,445.00
Net price $3,277.00
That is 83% below the national average net price.

What Low-Income Students Pay — Residents

Total cost $12,722.00
− Grants and scholarships −$10,330.00
Net price $2,392.00
That is 88% below the national average net price.

Cost for Non-Residents (no aid)

Tuition and fees $8,520.00
+ Room, board & other expenses $11,522.00
Total cost $20,042.00
That is 4% above the national average net price.

After-Aid Net Price for Non-Residents (with average aid)

Total cost $20,042.00
− Grants and scholarships −$9,445.00
Net price $10,597.00
That is 45% below the national average net price.

Low-Income Net Price for Non-Residents

Total cost $20,042.00
− Grants and scholarships −$10,330.00
Net price $9,712.00
That is 50% below the national average net price.
For the full breakdown, see the tuition & fees page plus room and board.

What a Full Degree Could Cost at Merced College

Cost of attendance here has been rising by roughly 4.6% per year; the projections below compound that across a degree. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan totals assume a ten-year repayment at 6.8%.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.6% 4.6% 4.6%
Freshman year $2,502.00 $3,428.00 $13,308.00
Senior year $2,864.00 $3,924.00 $15,234.00
Total 4-year net price $10,722.00 $14,689.00 $57,028.00
10-year loan interest @ 6.8% $4,085.00 $5,596.00 $21,725.00
Total monthly payment $123.00 $169.00 $656.00
Total amount paid $14,807.00 $20,286.00 $78,753.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.6% 4.6% 4.6%
Freshman year $2,502.00 $3,428.00 $13,308.00
Senior year $2,618.00 $3,586.00 $13,922.00
Total 2-year net price $5,120.00 $7,014.00 $27,230.00
10-year loan interest @ 6.8% $1,950.00 $2,672.00 $10,374.00
Total monthly payment $59.00 $81.00 $313.00
Total amount paid $7,070.00 $9,686.00 $37,604.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.6% 4.6% 4.6%
Freshman year $10,160.00 $11,085.00 $20,966.00
Senior year $11,630.00 $12,690.00 $24,000.00
Total 4-year net price $43,535.00 $47,502.00 $89,840.00
10-year loan interest @ 6.8% $16,585.00 $18,097.00 $34,226.00
Total monthly payment $501.00 $547.00 $1,034.00
Total amount paid $60,120.00 $65,599.00 $124,066.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.6% 4.6% 4.6%
Freshman year $10,160.00 $11,085.00 $20,966.00
Senior year $10,628.00 $11,596.00 $21,932.00
Total 2-year net price $20,787.00 $22,682.00 $42,898.00
10-year loan interest @ 6.8% $7,919.00 $8,641.00 $16,342.00
Total monthly payment $239.00 $261.00 $494.00
Total amount paid $28,707.00 $31,323.00 $59,240.00

Jump to the net-price detail in the net price section below.

Net Price — What Students Actually Pay at Merced College

The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most prospective students, net price gives a more realistic estimate than sticker tuition.

Average net price (on-campus) $5,040.00
Average net price (off-campus) $4,260.00

What families actually pay shifts with income, since need-based grants are larger for lower-income students. The figures below give average net price by income bracket:

Family income Average net price
Under $30,000 $3,274.00
$30,000 to $48,000 $4,119.00
$48,001 to $75,000 $6,053.00
$75,001 to $110,000 $9,198.00
Over $110,000 $10,577.00

For a personalized estimate, try the Merced College Net Price Calculator, or contact the financial aid office.

Want to know how that aid is awarded? See the grants & scholarships detail.

Graduate Debt at Merced College

The typical debt load for borrowers leaving Merced College works out to $4,188.00, placing the school in the Very Low (<$10k) debt-load classification.

Explore borrowing, repayment, and default in detail on the student loan debt detail.

How Borrowers Repay Loans After Merced College

The default-rate category at Merced College is No Data.

To give some context for these rates, Stafford loans disbursed at Merced College amount to $1,374,089.00 over 221 recipients.

Questions Worth Asking

The data above is a foundation; round it out by asking yourself about Merced College, the questions below are worth your time:

Dig Deeper on Merced College

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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