by our College Data Analytics TeamThis overview lays out the cost of attending Mercer County Community College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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The full cost of attending Mercer County Community College fell between $12,337.00 and up to $13,705.00 depending on residency and living arrangement.
In-state residents qualified for the lower cost, with out-of-state students paying more: roughly $12,337.00 for in-state students versus $13,705.00 out of state.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $7,806.00 |
| + Room, board & other expenses | $4,531.00 |
| Total cost | $12,337.00 |
| That is 36% below the national average net price. |
| Total cost | $12,337.00 |
| − Grants and scholarships | −$7,266.00 |
| Net price | $5,071.00 |
| That is 74% below the national average net price. |
| Total cost | $12,337.00 |
| − Grants and scholarships | −$8,528.00 |
| Net price | $3,809.00 |
| That is 80% below the national average net price. |
| Tuition and fees | $9,174.00 |
| + Room, board & other expenses | $4,531.00 |
| Total cost | $13,705.00 |
| That is 29% below the national average net price. |
| Total cost | $13,705.00 |
| − Grants and scholarships | −$7,266.00 |
| Net price | $6,439.00 |
| That is 67% below the national average net price. |
| Total cost | $13,705.00 |
| − Grants and scholarships | −$8,528.00 |
| Net price | $5,177.00 |
| That is 73% below the national average net price. | |
| Go deeper on the components with tuition and fees and room and board. |
Cost of attendance here has been rising at about 3.3% per year, so the four-year total runs well above today’s cost. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $3,934.00 | $5,237.00 | $12,742.00 |
| Senior year | $4,334.00 | $5,770.00 | $14,038.00 |
| Total 4-year net price | $16,528.00 | $22,003.00 | $53,531.00 |
| 10-year loan interest @ 6.8% | $6,296.00 | $8,383.00 | $20,393.00 |
| Total monthly payment | $190.00 | $253.00 | $616.00 |
| Total amount paid | $22,824.00 | $30,386.00 | $73,924.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $3,934.00 | $5,237.00 | $12,742.00 |
| Senior year | $4,063.00 | $5,409.00 | $13,160.00 |
| Total 2-year net price | $7,997.00 | $10,647.00 | $25,902.00 |
| 10-year loan interest @ 6.8% | $3,047.00 | $4,056.00 | $9,868.00 |
| Total monthly payment | $92.00 | $123.00 | $298.00 |
| Total amount paid | $11,044.00 | $14,703.00 | $35,769.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $5,347.00 | $6,650.00 | $14,155.00 |
| Senior year | $5,891.00 | $7,327.00 | $15,594.00 |
| Total 4-year net price | $22,463.00 | $27,939.00 | $59,467.00 |
| 10-year loan interest @ 6.8% | $8,558.00 | $10,644.00 | $22,655.00 |
| Total monthly payment | $259.00 | $322.00 | $684.00 |
| Total amount paid | $31,021.00 | $38,583.00 | $82,122.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $5,347.00 | $6,650.00 | $14,155.00 |
| Senior year | $5,522.00 | $6,868.00 | $14,619.00 |
| Total 2-year net price | $10,869.00 | $13,519.00 | $28,774.00 |
| 10-year loan interest @ 6.8% | $4,141.00 | $5,150.00 | $10,962.00 |
| Total monthly payment | $125.00 | $156.00 | $331.00 |
| Total amount paid | $15,010.00 | $18,669.00 | $39,736.00 |
For the complete net-price picture, see the net-price section.
Net price strips out grant and scholarship aid to show what families really pay. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $5,279.00 |
| Average net price (off-campus) | $5,342.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $4,034.00 |
| $30,000 to $48,000 | $4,332.00 |
| $48,001 to $75,000 | $7,390.00 |
| $75,001 to $110,000 | $10,916.00 |
| Over $110,000 | $12,237.00 |
Use Mercer County Community College Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
Median graduate debt at Mercer County Community College comes to $7,000.00, landing it in the Very Low (<$10k) burden category.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,500.00 |
| 25th | $2,750.00 |
| Median (50th) | $7,000.00 |
| 75th | $9,480.00 |
| 90th | $15,355.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student loan debt page.
Debt at graduation is far from uniform across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $8,000.00 |
| Middle income | $5,500.00 |
| High income | $7,500.00 |
Low-income borrowers graduate with $500.00 more debt than high-income graduates.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $7,000.00 |
| Continuing-generation students | $6,475.00 |
First-gen borrowers at Mercer County Community College hold $525.00 more than continuing-generation graduates.
The Pell Grant is the main federal need-based award for undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt gap between Pell and non-Pell graduates of Mercer County Community College is $-1,000.00.
The default-rate classification at Mercer County Community College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 20.1% |
For scale, federal Stafford loan disbursements at Mercer County Community College total $69,813,938.00 spread across 7,674 recipients.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 376 |
| Avg GI Bill amount | $40,854.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
The figures above are a starting point — as you weigh Mercer County Community College, keep these questions in mind:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.