by our College Data Analytics TeamBelow is the data on what it actually costs to attend Mercy University, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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The cost of attendance at Mercy University amounts to about $32,391.00 for a single academic year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $22,880.00 |
| + Room, board & other expenses | $9,511.00 |
| Total cost | $32,391.00 |
| That is roughly at the national average net price. |
| Total cost | $32,391.00 |
| − Grants and scholarships | −$18,524.00 |
| Net price | $13,867.00 |
| That is 58% below the national average net price. |
| Total cost | $32,391.00 |
| − Grants and scholarships | −$20,622.00 |
| Net price | $11,769.00 |
| That is 64% below the national average net price. | |
| Go deeper on the components with tuition and fees plus room and board. |
Published costs have climbed year over year by roughly 3.3% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $12,162.00 | $14,330.00 | $33,472.00 |
| Senior year | $13,421.00 | $15,813.00 | $36,937.00 |
| Total 4-year net price | $51,137.00 | $60,253.00 | $140,742.00 |
| 10-year loan interest @ 6.8% | $19,482.00 | $22,954.00 | $53,618.00 |
| Total monthly payment | $588.00 | $693.00 | $1,620.00 |
| Total amount paid | $70,619.00 | $83,208.00 | $194,360.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $12,162.00 | $14,330.00 | $33,472.00 |
| Senior year | $12,568.00 | $14,808.00 | $34,589.00 |
| Total 2-year net price | $24,730.00 | $29,138.00 | $68,061.00 |
| 10-year loan interest @ 6.8% | $9,421.00 | $11,101.00 | $25,929.00 |
| Total monthly payment | $285.00 | $335.00 | $783.00 |
| Total amount paid | $34,151.00 | $40,238.00 | $93,990.00 |
For the complete net-price picture, see the net-price section.
Net price strips out grant and scholarship aid to show what families really pay. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $14,072.00 |
| Average net price (off-campus) | $15,770.00 |
The real cost varies by income because need-based aid scales with financial need. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $13,092.00 |
| $30,000 to $48,000 | $14,487.00 |
| $48,001 to $75,000 | $17,042.00 |
| $75,001 to $110,000 | $20,273.00 |
| Over $110,000 | $23,124.00 |
For a personalized estimate, try the Mercy University Net Price Calculator, or reach out to the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
The typical debt load for borrowers leaving Mercy University comes to $15,000.00, landing it in the Low ($10-20k) burden tier.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $7,171.00 |
| Median (50th) | $15,000.00 |
| 75th | $27,000.00 |
| 90th | $36,762.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt detail.
Debt at graduation is far from uniform across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,901.00 |
| Middle income | $15,000.00 |
| High income | $16,250.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,200.00 |
| Continuing-generation students | $14,250.00 |
First-gen students at Mercy University take on $950.00 in extra median debt compared with continuing-generation peers.
Pell Grants are the largest source of federal need-based aid for undergrads. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt gap between Pell and non-Pell graduates of Mercy University is $3,155.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The Department of Education default-rate tier for Mercy University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.4% |
For a sense of scale, Stafford disbursements at Mercy University total $1,269,706,576.00 spread across 43,423 loan recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 112 |
| Avg GI Bill amount | $15,984.00 |
| DoD Tuition Assistance recipients | 1 |
| Avg DoD Tuition Assistance | $4,500.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
The figures above are a starting point — as you weigh Mercy University, consider the following:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.