by our College Data Analytics TeamThis overview lays out the cost of attending Mercyhurst University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Use the section links below to navigate this overview:
The full cost of attending Mercyhurst University stands at about $57,948.00 a year.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $45,770.00 |
| + Room, board & other expenses | $12,178.00 |
| Total cost | $57,948.00 |
| That is 77% above the national average net price. |
| Total cost | $57,948.00 |
| − Grants and scholarships | −$40,113.00 |
| Net price | $17,835.00 |
| That is 46% below the national average net price. |
| Total cost | $57,948.00 |
| − Grants and scholarships | −$36,931.00 |
| Net price | $21,017.00 |
| That is 36% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus room and board. |
Costs have trended upward in recent years by roughly 2.4% a year, so a full degree will cost more than a single year — the tables below carry that forward. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $21,513.00 | $18,256.00 | $59,314.00 |
| Senior year | $23,071.00 | $19,578.00 | $63,610.00 |
| Total 4-year net price | $89,142.00 | $75,646.00 | $245,783.00 |
| 10-year loan interest @ 6.8% | $33,960.00 | $28,818.00 | $93,634.00 |
| Total monthly payment | $1,026.00 | $871.00 | $2,828.00 |
| Total amount paid | $123,102.00 | $104,465.00 | $339,417.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.4% | 2.4% | 2.4% |
| Freshman year | $21,513.00 | $18,256.00 | $59,314.00 |
| Senior year | $22,020.00 | $18,686.00 | $60,713.00 |
| Total 2-year net price | $43,533.00 | $36,942.00 | $120,028.00 |
| 10-year loan interest @ 6.8% | $16,584.00 | $14,073.00 | $45,726.00 |
| Total monthly payment | $501.00 | $425.00 | $1,381.00 |
| Total amount paid | $60,117.00 | $51,015.00 | $165,754.00 |
Jump to the net-price detail in the net price section below.
Net price strips out grant and scholarship aid to show what families really pay. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $19,444.00 |
| Average net price (off-campus) | $27,263.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $23,981.00 |
| $30,000 to $48,000 | $20,609.00 |
| $48,001 to $75,000 | $25,101.00 |
| $75,001 to $110,000 | $28,250.00 |
| Over $110,000 | $31,992.00 |
Get a tailored estimate from the Mercyhurst University Net Price Calculator, or reach out to the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
The median amount borrowed by graduates of Mercyhurst University amounts to $19,500.00, placing the school in the Low ($10-20k) debt-burden category.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,750.00 |
| 25th | $8,250.00 |
| Median (50th) | $19,500.00 |
| 75th | $27,000.00 |
| 90th | $33,976.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt detail.
Debt at graduation is far from uniform across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $18,998.00 |
| Middle income | $19,000.00 |
| High income | $19,750.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,500.00 |
| Continuing-generation students | $19,500.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell vs non-Pell debt gap at Mercyhurst University works out to $-500.00.
The Department of Education default-rate tier for Mercyhurst University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 10.6% |
For scale, federal Stafford loan disbursements at Mercyhurst University come to $331,789,120.00 distributed across 17,851 loan recipients.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 63 |
| Avg GI Bill amount | $15,761.00 |
| DoD Tuition Assistance recipients | 13 |
| Avg DoD Tuition Assistance | $1,724.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
The figures above are a starting point — as you weigh Mercyhurst University, the questions below are worth your time:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.