A large number of students will never be charged the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to Metropolitan Community College-Kansas City can appear tremendous, but do not forget that almost all students obtain some kind of financial help.
What financing options does MCC offer you, and what will you qualify for? Keep scrolling for more information. Keep scrolling to learn what amount of financial assistance will be accessible to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. The figures below will help you estimate the aid you might receive from Metropolitan Community College-Kansas City.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
At Metropolitan Community College-Kansas City, 83% of first-time, full-time freshmen received some form of financial aid around 1658 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 81% | $5,223 |
| Institutional grants & scholarships | 15% | $1,625 |
| Federal Pell grants | 46% | $5,361 |
| State/local grants | 60% | $2,507 |
| Federal student loans | 3% | $4,501 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. Here, around 47% of undergrads got grants or scholarships worth on average $4,579 (among about 6051 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 47% | $4,579 |
| Federal Pell grants | 31% | $4,307 |
| Federal student loans | 4% | $6,360 |
For on-campus title-IV students, average grant aid came to $6,267.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $7,351 |
| $30,001 – $75,000 | $8,422 |
| Over $75,000 | $11,248 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $8,398 |
| Off-campus title-IV students | $8,165 |
For a personalized estimate based on your family’s financial situation, use MCC’s net price tool: mcckc.edu/CostCalculator.
The median student at MCC graduates with $6,500 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,500 |
| Median federal debt (graduates only) | $10,073 |
| Typical 10-year monthly payment (graduates) | $106.79/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Looking only at the median can be misleading because it hides the spread. The four reference points below map the debt distribution at MCC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,600 |
| 25th percentile | $2,750 |
| 75th percentile | $10,500 |
| 90th percentile (highest-debt students) | $19,640 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $8,855 |
| Middle income | $6,313 |
| High income | $5,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,625 |
| Continuing-generation students | $6,373 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,001 |
| Independent students | $9,500 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. MCC.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The aggregate figures below show how active the program is at MCC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 20622 |
| Total Stafford loan amount | $213,089,330 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 211 |
| Total GI Bill amount | $548,595 |
| Average GI Bill amount per recipient | $2,600 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 10 |
| Total DoD amount | $15,263 |
| Average DoD amount per recipient | $1,526 |
References
More about our data sources and methodologies.