by our College Data Analytics TeamA lot of students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to Miami Regional University can seem overpowering, but remember that the majority of students are given some form of financial assistance.
Just what financing solutions does Miami Regional University deliver, and just what are you going to be eligible for? Keep scrolling for answers. Keep reading to find out just how much financial aid will be open to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. The information provided on this page can help you determine how much aid you may receive from Miami Regional University.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
At Miami Regional University, 96% of first-time, full-time freshmen received some form of financial aid (about 264 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 81% | $6,220 |
| Institutional grants & scholarships | 32% | $500 |
| Federal Pell grants | 81% | $5,231 |
| State/local grants | 1% | $8,733 |
| Federal student loans | 96% | $8,055 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. Across the undergraduate body at Miami Regional University, roughly 31% of undergraduate students received gift aid averaging $7,003 (across approximately 359 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 31% | $7,003 |
| Federal Pell grants | 31% | $6,424 |
| Federal student loans | 74% | $11,179 |
For on-campus title-IV students, average grant aid came to $4,360.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $28,257 |
| $30,001 – $75,000 | $30,886 |
| Over $75,000 | $33,571 |
Remember these are net prices — what families pay after gift aid, not before.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $22,113 |
| Off-campus title-IV students | $20,474 |
For a customized cost estimate, visit Miami Regional University’s net price tool: mru.edu/NetPriceCalculator/.
The median federal debt load at Miami Regional University comes to $20,000 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $20,000 |
| Median federal debt (graduates only) | $22,500 |
| Typical 10-year monthly payment (graduates) | $238.54/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
A single median figure conceals how much debt outcomes differ student to student. The percentiles below describe the cumulative federal debt distribution for borrowers at Miami Regional University.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,569 |
| 25th percentile | $7,454 |
| 75th percentile | $26,250 |
| 90th percentile (highest-debt students) | $30,457 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $20,000 |
| Middle income | $16,750 |
| High income | $18,237 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $20,000 |
| Continuing-generation students | $20,000 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,000 |
| Independent students | $21,300 |
A handful of calculated indicators summarize the debt outlook at Miami Regional University.
Stafford loans make up the bulk of federal direct lending to undergraduates. The aggregate figures below show how active the program is at Miami Regional University:
| Metric | Value |
|---|---|
| Stafford loan recipients | 6917 |
| Total Stafford loan amount | $166,083,057 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 1 |
| Total GI Bill amount | $24,298 |
| Average GI Bill amount per recipient | $24,298 |
References
More about our data sources and methodologies.