by our College Data Analytics TeamMany students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Miami University-Middletown can seem overpowering, but remember that the majority of students are given some form of financial assistance.
Just what financial aid solutions can Miami University - Middletown provide, and just what are you going to be eligible for? Keep reading for answers. Read on to discover how much school funding could be available to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. The information provided on this page can help you determine how much aid you may receive from Miami University-Middletown.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. However, some types of aid are more desirable than others, and some students will receive more than others.
For incoming first-year students at Miami University-Middletown, 93% of the incoming full-time class was awarded financial aid (about 134 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 78% | $4,569 |
| Institutional grants & scholarships | 51% | $1,859 |
| Federal Pell grants | 45% | $5,188 |
| State/local grants | 1% | $800 |
| Federal student loans | 42% | $4,369 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At Miami University - Middletown, around 39% of undergraduates were awarded grant or scholarship aid averaging $4,686 (across roughly 476 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 39% | $4,686 |
| Federal Pell grants | 27% | $4,954 |
| Federal student loans | 28% | $6,209 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $4,081.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $10,555 |
| $30,001 – $75,000 | $13,065 |
| Over $75,000 | $15,415 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $10,809 |
| Off-campus title-IV students | $13,824 |
For a personalized estimate based on your family’s financial situation, use Miami University - Middletown’s NPC: miamioh.edu/onestop/paying-for-college/costs/net-price-calculators/index.html.
The median federal debt load at Miami University - Middletown comes to $16,000 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $16,000 |
| Median federal debt (graduates only) | $23,000 |
| Typical 10-year monthly payment (graduates) | $243.84/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The median alone does not show how widely outcomes vary across the student body. Use the percentiles below to see the debt range at Miami University - Middletown.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $6,000 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $33,000 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $12,509 |
| Middle income | $15,597 |
| High income | $17,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,750 |
| Continuing-generation students | $18,000 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $16,032 |
| Independent students | $14,834 |
A handful of calculated indicators summarize the debt outlook at Miami University - Middletown.
Most undergraduate borrowing runs through the federal Stafford loan program. Below is the annual Stafford program activity at Miami University - Middletown:
| Metric | Value |
|---|---|
| Stafford loan recipients | 51055 |
| Total Stafford loan amount | $920,770,352 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 8 |
| Total GI Bill amount | $9,702 |
| Average GI Bill amount per recipient | $1,213 |
References
More about our data sources and methodologies.