by our College Data Analytics TeamMost students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Miami Valley Career Technology Center can sound tremendous, but do not forget that almost all students get some type of financial help.
What financial aid options can Miami Valley CTC offer, and what will you qualify for? Keep reading for more information. Scroll down to discover what amount of financial assistance could be accessible to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Continue reading to find information to help you understand just how much assistance you can expect to receive from Miami Valley Career Technology Center.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. Here, some 27% of undergraduates were awarded grant or scholarship aid averaging $2,573 (among about 25 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 27% | $2,573 |
| Federal Pell grants | 27% | $2,573 |
| Federal student loans | 0% | — |
Graduating students at Miami Valley CTC carry a median federal student debt of $9,111 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $9,111 |
| Median federal debt (graduates only) | $9,569 |
| Typical 10-year monthly payment (graduates) | $101.45/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The median alone does not show how widely outcomes vary across the student body. These percentiles trace how cumulative federal debt is spread among borrowers at Miami Valley CTC.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,738 |
| 25th percentile | $5,500 |
| 75th percentile | $9,622 |
| 90th percentile (highest-debt students) | $14,132 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $9,111 |
| High income | $6,445 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,111 |
| Continuing-generation students | $9,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,039 |
| Independent students | $11,558 |
A handful of calculated indicators summarize the debt outlook at Miami Valley CTC.
Stafford loans make up the bulk of federal direct lending to undergraduates. The totals below capture Stafford lending at Miami Valley CTC:
| Metric | Value |
|---|---|
| Stafford loan recipients | 2024 |
| Total Stafford loan amount | $16,734,852 |
References
More about our data sources and methodologies.