by our College Data Analytics TeamThis guide covers the real cost of attending Michigan Technological University, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
Use the section links below to navigate this overview:
Attendance costs at Michigan Technological University came in between $32,550.00 and up to $56,415.00 based on in-state versus out-of-state status.
Where you live mattered — in-state students paid less than out-of-state students: about $32,550.00 in-state versus $56,415.00 out of state.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $19,123.00 |
| + Room, board & other expenses | $13,427.00 |
| Total cost | $32,550.00 |
| That is 69% above the national average net price. |
| Total cost | $32,550.00 |
| − Grants and scholarships | −$19,970.00 |
| Net price | $12,580.00 |
| That is 35% below the national average net price. |
| Total cost | $32,550.00 |
| − Grants and scholarships | −$32,107.00 |
| Net price | $443.00 |
| That is 98% below the national average net price. |
| Tuition and fees | $42,988.00 |
| + Room, board & other expenses | $13,427.00 |
| Total cost | $56,415.00 |
| That is 193% above the national average net price. |
| Total cost | $56,415.00 |
| − Grants and scholarships | −$19,970.00 |
| Net price | $36,445.00 |
| That is 89% above the national average net price. |
| Total cost | $56,415.00 |
| − Grants and scholarships | −$32,107.00 |
| Net price | $24,308.00 |
| That is 26% above the national average net price. | |
| Explore each piece on the tuition & fees page and living costs. |
The reported cost series has been increasing at about 4.1% per year, so the four-year total runs well above today’s cost. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.1% | 4.1% | 4.1% |
| Freshman year | $461.00 | $13,095.00 | $33,883.00 |
| Senior year | $520.00 | $14,771.00 | $38,218.00 |
| Total 4-year net price | $1,961.00 | $55,687.00 | $144,086.00 |
| 10-year loan interest @ 6.8% | $747.00 | $21,215.00 | $54,892.00 |
| Total monthly payment | $23.00 | $641.00 | $1,658.00 |
| Total amount paid | $2,708.00 | $76,902.00 | $198,978.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.1% | 4.1% | 4.1% |
| Freshman year | $461.00 | $13,095.00 | $33,883.00 |
| Senior year | $480.00 | $13,631.00 | $35,270.00 |
| Total 2-year net price | $941.00 | $26,727.00 | $69,153.00 |
| 10-year loan interest @ 6.8% | $359.00 | $10,182.00 | $26,345.00 |
| Total monthly payment | $11.00 | $308.00 | $796.00 |
| Total amount paid | $1,300.00 | $36,908.00 | $95,498.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.1% | 4.1% | 4.1% |
| Freshman year | $25,303.00 | $37,937.00 | $58,725.00 |
| Senior year | $28,541.00 | $42,792.00 | $66,239.00 |
| Total 4-year net price | $107,602.00 | $161,328.00 | $249,728.00 |
| 10-year loan interest @ 6.8% | $40,993.00 | $61,460.00 | $95,137.00 |
| Total monthly payment | $1,238.00 | $1,857.00 | $2,874.00 |
| Total amount paid | $148,595.00 | $222,788.00 | $344,865.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.1% | 4.1% | 4.1% |
| Freshman year | $25,303.00 | $37,937.00 | $58,725.00 |
| Senior year | $26,340.00 | $39,491.00 | $61,130.00 |
| Total 2-year net price | $51,643.00 | $77,428.00 | $119,855.00 |
| 10-year loan interest @ 6.8% | $19,674.00 | $29,497.00 | $45,661.00 |
| Total monthly payment | $594.00 | $891.00 | $1,379.00 |
| Total amount paid | $71,317.00 | $106,926.00 | $165,516.00 |
See the full net-price breakdown in the Net Price section.
The net price figure shows the cost after grants and scholarships are deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $14,182.00 |
| Average net price (off-campus) | $15,729.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $5,021.00 |
| $30,000 to $48,000 | $6,773.00 |
| $48,001 to $75,000 | $10,202.00 |
| $75,001 to $110,000 | $16,222.00 |
| Over $110,000 | $24,344.00 |
For a personalized estimate, try the Michigan Technological University Net Price Calculator, or reach out to the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
Median graduate debt at Michigan Technological University amounts to $20,500.00, categorized as a Moderate ($20-30k) debt-load classification.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,279.00 |
| 25th | $7,500.00 |
| Median (50th) | $20,500.00 |
| 75th | $30,100.00 |
| 90th | $38,300.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $20,875.00 |
| Middle income | $20,093.00 |
| High income | $20,500.00 |
Graduates from lower-income families carry $375.00 more debt than their high-income peers.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $20,500.00 |
| Continuing-generation students | $20,000.00 |
First-gen students at Michigan Technological University carry $500.00 in extra median debt compared with continuing-generation peers.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Pell vs non-Pell comparisons surface how debt breaks down by need.
The median debt difference between Pell-eligible and non-Pell graduates of Michigan Technological University is $3,409.00. Federal data flags this school for Pell-related debt inequity.
The default-rate classification at Michigan Technological University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.8% |
For scale, federal Stafford loan disbursements at Michigan Technological University add up to $247,456,686.00 across 14,577 loan recipients.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 70 |
| Avg GI Bill amount | $15,993.00 |
| DoD Tuition Assistance recipients | 20 |
| Avg DoD Tuition Assistance | $2,956.00 |
Read more about military and veteran aid on the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing Michigan Technological University, a few questions are worth asking:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.