by our College Data Analytics TeamThis overview lays out the cost of attending MidAmerica Nazarene University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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Published attendance costs at MidAmerica Nazarene University amounts to about $53,495.00 annually.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $37,174.00 |
| + Room, board & other expenses | $16,321.00 |
| Total cost | $53,495.00 |
| That is 63% above the national average net price. |
| Total cost | $53,495.00 |
| − Grants and scholarships | −$25,190.00 |
| Net price | $28,305.00 |
| That is 14% below the national average net price. |
| Total cost | $53,495.00 |
| − Grants and scholarships | −$28,513.00 |
| Net price | $24,982.00 |
| That is 24% below the national average net price. | |
| Explore each piece on the tuition & fees page and room and board. |
Cost of attendance here has been rising at a recent average of 3.2% annually, so the projections below total more than one year of attendance. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.2% | 3.2% | 3.2% |
| Freshman year | $25,777.00 | $29,206.00 | $55,197.00 |
| Senior year | $28,317.00 | $32,084.00 | $60,637.00 |
| Total 4-year net price | $108,135.00 | $122,519.00 | $231,555.00 |
| 10-year loan interest @ 6.8% | $41,196.00 | $46,675.00 | $88,214.00 |
| Total monthly payment | $1,244.00 | $1,410.00 | $2,665.00 |
| Total amount paid | $149,331.00 | $169,194.00 | $319,769.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.2% | 3.2% | 3.2% |
| Freshman year | $25,777.00 | $29,206.00 | $55,197.00 |
| Senior year | $26,597.00 | $30,135.00 | $56,954.00 |
| Total 2-year net price | $52,374.00 | $59,341.00 | $112,151.00 |
| 10-year loan interest @ 6.8% | $19,953.00 | $22,607.00 | $42,726.00 |
| Total monthly payment | $603.00 | $683.00 | $1,291.00 |
| Total amount paid | $72,327.00 | $81,948.00 | $154,877.00 |
See the full net-price breakdown in the net price section below.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $32,165.00 |
| Average net price (off-campus) | $29,520.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $25,447.00 |
| $30,000 to $48,000 | $24,595.00 |
| $48,001 to $75,000 | $27,986.00 |
| $75,001 to $110,000 | $32,035.00 |
| Over $110,000 | $34,162.00 |
Run your own numbers with the MidAmerica Nazarene University Net Price Calculator, or visit the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
The median amount borrowed by graduates of MidAmerica Nazarene University works out to $12,912.00, categorized as a Low ($10-20k) burden category.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,333.00 |
| 25th | $7,500.00 |
| Median (50th) | $12,912.00 |
| 75th | $24,250.00 |
| 90th | $32,000.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Read the complete debt breakdown on the student loan debt detail.
Debt at graduation is far from uniform across income levels. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,500.00 |
| Middle income | $13,620.00 |
| High income | $12,883.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,050.00 |
| Continuing-generation students | $12,500.00 |
First-gen students at MidAmerica Nazarene University leave with $550.00 more than continuing-generation graduates.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The gap between Pell-eligible and non-Pell median debt at MidAmerica Nazarene University amounts to $2,500.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The default-rate category at MidAmerica Nazarene University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.4% |
For a sense of scale, Stafford disbursements at MidAmerica Nazarene University come to $192,879,985.00 over 9,229 recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 17 |
| Avg GI Bill amount | $8,956.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing MidAmerica Nazarene University, think through the questions below:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.