by our College Data Analytics TeamBelow is the data on what it actually costs to attend Middle Tennessee State University, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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The full cost of attending Middle Tennessee State University varied between $22,754.00 and $44,062.00 depending on your residency status.
Where you live mattered — in-state students paid less than out-of-state students: roughly $22,754.00 in-state versus $44,062.00 for non-residents.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $10,266.00 |
| + Room, board & other expenses | $12,488.00 |
| Total cost | $22,754.00 |
| That is 18% above the national average net price. |
| Total cost | $22,754.00 |
| − Grants and scholarships | −$10,930.00 |
| Net price | $11,824.00 |
| That is 39% below the national average net price. |
| Total cost | $22,754.00 |
| − Grants and scholarships | −$15,000.00 |
| Net price | $7,754.00 |
| That is 60% below the national average net price. |
| Tuition and fees | $31,574.00 |
| + Room, board & other expenses | $12,488.00 |
| Total cost | $44,062.00 |
| That is 129% above the national average net price. |
| Total cost | $44,062.00 |
| − Grants and scholarships | −$10,930.00 |
| Net price | $33,132.00 |
| That is 72% above the national average net price. |
| Total cost | $44,062.00 |
| − Grants and scholarships | −$15,000.00 |
| Net price | $29,062.00 |
| That is 51% above the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus living costs. |
Published costs have climbed year over year by around 3.8% per year, so the four-year total runs well above today’s cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $8,050.00 | $12,276.00 | $23,624.00 |
| Senior year | $9,010.00 | $13,739.00 | $26,439.00 |
| Total 4-year net price | $34,096.00 | $51,993.00 | $100,055.00 |
| 10-year loan interest @ 6.8% | $12,990.00 | $19,808.00 | $38,118.00 |
| Total monthly payment | $392.00 | $598.00 | $1,151.00 |
| Total amount paid | $47,086.00 | $71,801.00 | $138,173.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $8,050.00 | $12,276.00 | $23,624.00 |
| Senior year | $8,358.00 | $12,746.00 | $24,527.00 |
| Total 2-year net price | $16,409.00 | $25,022.00 | $48,151.00 |
| 10-year loan interest @ 6.8% | $6,251.00 | $9,532.00 | $18,344.00 |
| Total monthly payment | $189.00 | $288.00 | $554.00 |
| Total amount paid | $22,660.00 | $34,554.00 | $66,495.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $30,173.00 | $34,399.00 | $45,747.00 |
| Senior year | $33,768.00 | $38,498.00 | $51,198.00 |
| Total 4-year net price | $127,793.00 | $145,690.00 | $193,752.00 |
| 10-year loan interest @ 6.8% | $48,685.00 | $55,503.00 | $73,813.00 |
| Total monthly payment | $1,471.00 | $1,677.00 | $2,230.00 |
| Total amount paid | $176,478.00 | $201,193.00 | $267,565.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.8% | 3.8% | 3.8% |
| Freshman year | $30,173.00 | $34,399.00 | $45,747.00 |
| Senior year | $31,327.00 | $35,714.00 | $47,496.00 |
| Total 2-year net price | $61,500.00 | $70,113.00 | $93,243.00 |
| 10-year loan interest @ 6.8% | $23,429.00 | $26,711.00 | $35,522.00 |
| Total monthly payment | $708.00 | $807.00 | $1,073.00 |
| Total amount paid | $84,930.00 | $96,824.00 | $128,765.00 |
See the full net-price breakdown in the Net Price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $13,359.00 |
| Average net price (off-campus) | $12,599.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $8,371.00 |
| $30,000 to $48,000 | $9,462.00 |
| $48,001 to $75,000 | $12,840.00 |
| $75,001 to $110,000 | $17,052.00 |
| Over $110,000 | $17,620.00 |
Get a tailored estimate from the Middle Tennessee State University Net Price Calculator, or reach out to the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
The median graduating debt at Middle Tennessee State University is $14,093.00, placing the school in the Low ($10-20k) burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,000.00 |
| 25th | $5,500.00 |
| Median (50th) | $14,093.00 |
| 75th | $26,532.00 |
| 90th | $37,500.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Read the complete debt breakdown on the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,000.00 |
| Middle income | $14,294.00 |
| High income | $13,249.00 |
Low-income borrowers graduate with $1,751.00 in additional median debt versus high-income graduates.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $14,250.00 |
| Continuing-generation students | $13,853.00 |
First-gen students at Middle Tennessee State University leave with $397.00 more than continuing-generation graduates.
Pell Grants are the largest source of federal need-based aid for undergrads. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell vs non-Pell debt gap at Middle Tennessee State University stands at $3,500.00. This institution is flagged by federal data for Pell-debt inequity.
The federal default-rate classification for Middle Tennessee State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 8.5% |
For context on the loan portfolio, Stafford disbursements at Middle Tennessee State University come to $1,578,886,106.00 across 71,897 student borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 664 |
| Avg GI Bill amount | $7,935.00 |
| DoD Tuition Assistance recipients | 137 |
| Avg DoD Tuition Assistance | $3,720.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
The figures above are a starting point — as you weigh Middle Tennessee State University, a few questions are worth asking:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.