by our College Data Analytics TeamMany students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at Middlesex Community College can feel tremendous, but do not forget that almost all students receive some sort of financial help.
Just what financing solutions does Middlesex Community College deliver, and just what are you going to be eligible for? Keep scrolling for answers. Keep reading to find out how much school funding will be available to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Use the information below to understand how much financial assistance you may get from Middlesex Community College.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
At Middlesex Community College, 69% of new full-time first-years were awarded at least some aid roughly 327 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 63% | $7,418 |
| Institutional grants & scholarships | 23% | $1,477 |
| Federal Pell grants | 43% | $6,061 |
| State/local grants | 53% | $3,050 |
| Federal student loans | 13% | $4,812 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At Middlesex Community College, some 35% of undergrads got grants or scholarships worth on average $6,654 (among about 2860 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 35% | $6,654 |
| Federal Pell grants | 20% | $6,085 |
| Federal student loans | 5% | $5,045 |
For on-campus title-IV students, average grant aid came to $7,718.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $1,657 |
| $30,001 – $75,000 | $2,444 |
| Over $75,000 | $8,930 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $2,624 |
| Off-campus title-IV students | $3,694 |
For a customized cost estimate, visit Middlesex Community College’s net price calculator: www.middlesex.mass.edu/financialaid/default.aspx.
A typical borrower at Middlesex Community College leaves with $5,187 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,187 |
| Median federal debt (graduates only) | $7,291 |
| Typical 10-year monthly payment (graduates) | $77.3/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The median alone does not show how widely outcomes vary across the student body. The percentiles below describe the cumulative federal debt distribution for borrowers at Middlesex Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $949 |
| 25th percentile | $1,800 |
| 75th percentile | $7,050 |
| 90th percentile (highest-debt students) | $12,300 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $3,500 |
| Middle income | $4,850 |
| High income | $5,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $4,950 |
| Continuing-generation students | $5,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,349 |
| Independent students | $4,650 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Middlesex Community College.
The Stafford loan program is the largest source of federal direct loans to undergraduates. These figures summarize annual Stafford program activity at Middlesex Community College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 9367 |
| Total Stafford loan amount | $60,027,647 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 94 |
| Total GI Bill amount | $419,827 |
| Average GI Bill amount per recipient | $4,466 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 1 |
| Total DoD amount | $3,000 |
| Average DoD amount per recipient | $3,000 |
References
More about our data sources and methodologies.