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How Affordable Is Midland College?

Below is the data on what it actually costs to attend Midland College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.

$12,519.00 Cost of Attendance
$4,512.00 Avg Net Price
$6,300.00 Median Grad Debt

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How Much Does It Cost to Attend Midland College?

Cost of attendance at Midland College spanned $12,519.00 and up to $13,779.00 based on in-state versus out-of-state status.

In-state residents qualified for the lower cost, with out-of-state students paying more: around $12,519.00 in-state compared with $13,779.00 out of state.

Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.

Cost for Residents (no aid)

Tuition and fees $4,920.00
+ Room, board & other expenses $7,599.00
Total cost $12,519.00
That is 35% below the national average net price.

After-Aid Net Price for Residents (with average aid)

Total cost $12,519.00
− Grants and scholarships −$8,195.00
Net price $4,324.00
That is 78% below the national average net price.

Low-Income Net Price for Residents

Total cost $12,519.00
− Grants and scholarships −$9,933.00
Net price $2,586.00
That is 87% below the national average net price.

The Full Cost for Non-Residents (no aid)

Tuition and fees $6,180.00
+ Room, board & other expenses $7,599.00
Total cost $13,779.00
That is 28% below the national average net price.

Average Net Price for Non-Residents (with average aid)

Total cost $13,779.00
− Grants and scholarships −$8,195.00
Net price $5,584.00
That is 71% below the national average net price.

What Low-Income Non-Residents Pay — Non-Residents

Total cost $13,779.00
− Grants and scholarships −$9,933.00
Net price $3,846.00
That is 80% below the national average net price.
Explore each piece on the tuition & fees page and living costs.

The Long-Run Cost of a Degree at Midland College

Cost of attendance here has been rising at a recent average of 1.7% per year, so the four-year total runs well above today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $2,629.00 $4,397.00 $12,729.00
Senior year $2,764.00 $4,622.00 $13,381.00
Total 4-year net price $10,786.00 $18,035.00 $52,214.00
10-year loan interest @ 6.8% $4,109.00 $6,871.00 $19,892.00
Total monthly payment $124.00 $208.00 $601.00
Total amount paid $14,895.00 $24,905.00 $72,106.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $2,629.00 $4,397.00 $12,729.00
Senior year $2,674.00 $4,470.00 $12,943.00
Total 2-year net price $5,303.00 $8,867.00 $25,672.00
10-year loan interest @ 6.8% $2,020.00 $3,378.00 $9,780.00
Total monthly payment $61.00 $102.00 $295.00
Total amount paid $7,323.00 $12,245.00 $35,453.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $3,911.00 $5,678.00 $14,010.00
Senior year $4,111.00 $5,969.00 $14,728.00
Total 4-year net price $16,041.00 $23,290.00 $57,469.00
10-year loan interest @ 6.8% $6,111.00 $8,873.00 $21,894.00
Total monthly payment $185.00 $268.00 $661.00
Total amount paid $22,152.00 $32,162.00 $79,363.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.7% 1.7% 1.7%
Freshman year $3,911.00 $5,678.00 $14,010.00
Senior year $3,976.00 $5,773.00 $14,246.00
Total 2-year net price $7,887.00 $11,451.00 $28,256.00
10-year loan interest @ 6.8% $3,005.00 $4,362.00 $10,765.00
Total monthly payment $91.00 $132.00 $325.00
Total amount paid $10,891.00 $15,813.00 $39,021.00

For the complete net-price picture, see the Net Price section.

After-Aid Net Price at Midland College

The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most families it is a more realistic figure than the published cost.

Average net price (on-campus) $4,512.00
Average net price (off-campus) $5,720.00

Net price varies sharply by family income, dropping as need-based aid grows. The figures below give average net price by income bracket:

Family income Average net price
Under $30,000 $4,315.00
$30,000 to $48,000 $6,263.00
$48,001 to $75,000 $8,193.00
$75,001 to $110,000 $10,208.00

Run your own numbers with the Midland College Net Price Calculator, or visit the financial aid office.

For the grant-and-scholarship detail behind these figures, see the financial aid page.

Student Debt at Midland College

The typical debt load for borrowers leaving Midland College works out to $6,300.00, which the Department of Education classifies as a Very Low (<$10k) debt-burden category.

The percentile breakdown reveals the full debt landscape:

Percentile Debt at graduation
10th $1,750.00
25th $2,500.00
Median (50th) $6,300.00
75th $8,250.00
90th $13,000.00

The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.

Dig deeper into debt on the student-loan-debt breakdown.

How Debt Varies by Income at Midland College

Student debt at graduation is not evenly distributed across income levels. Below the data splits borrowers across three income groups:

Family income Median debt at graduation
Low income $6,400.00
Middle income $6,900.00
High income $5,500.00

On average, low-income graduates leave with $900.00 in additional median debt versus high-income graduates.

First-Gen vs Continuing-Gen Debt at Midland College

Whether your parents attended college is associated with differences in median debt at graduation.

Student group Median debt at graduation
First-generation students $6,175.00
Continuing-generation students $6,500.00

How Pell Eligibility Shapes Debt at Midland College

Pell Grants are the largest source of federal need-based aid for undergrads. The Pell vs non-Pell debt gap reveals how borrowing differs by need.

The median debt difference between Pell-eligible and non-Pell graduates of Midland College amounts to $400.00. This school carries a federal Pell-debt-inequity flag.

Loan Default & Repayment at Midland College

The default-rate classification at Midland College is Low (<5%).

Window Cohort default rate
2-year 10.9%

For a sense of scale, Stafford disbursements at Midland College total $11,463,558.00 across 1,651 loan recipients.

Veteran Benefits at Midland College

Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Department of Defense tuition support.

GI Bill recipients 69
Avg GI Bill amount $2,167.00

Dig into veteran education benefits on the veteran aid breakdown.

Further Questions to Consider

The data above is a foundation; round it out by asking yourself about Midland College, think through the questions below:

Keep Researching on Midland College

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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