This guide covers the real cost of attending Midland University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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The cost of attendance at Midland University works out to about $52,386.00 annually.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $42,050.00 |
| + Room, board & other expenses | $10,336.00 |
| Total cost | $52,386.00 |
| That is 60% above the national average net price. |
| Total cost | $52,386.00 |
| − Grants and scholarships | −$29,452.00 |
| Net price | $22,934.00 |
| That is 30% below the national average net price. |
| Total cost | $52,386.00 |
| − Grants and scholarships | −$34,633.00 |
| Net price | $17,753.00 |
| That is 46% below the national average net price. | |
| Explore each piece on tuition and fees plus living costs. |
Costs have trended upward in recent years by around 4.6% annually, so the projections below total more than one year of attendance. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.6% | 4.6% | 4.6% |
| Freshman year | $18,569.00 | $23,988.00 | $54,794.00 |
| Senior year | $21,250.00 | $27,452.00 | $62,705.00 |
| Total 4-year net price | $79,558.00 | $102,776.00 | $234,762.00 |
| 10-year loan interest @ 6.8% | $30,309.00 | $39,154.00 | $89,436.00 |
| Total monthly payment | $916.00 | $1,183.00 | $2,702.00 |
| Total amount paid | $109,867.00 | $141,930.00 | $324,198.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.6% | 4.6% | 4.6% |
| Freshman year | $18,569.00 | $23,988.00 | $54,794.00 |
| Senior year | $19,423.00 | $25,091.00 | $57,314.00 |
| Total 2-year net price | $37,992.00 | $49,080.00 | $112,108.00 |
| 10-year loan interest @ 6.8% | $14,474.00 | $18,698.00 | $42,709.00 |
| Total monthly payment | $437.00 | $565.00 | $1,290.00 |
| Total amount paid | $52,466.00 | $67,777.00 | $154,817.00 |
Read more in the net-price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $26,267.00 |
| Average net price (off-campus) | $24,229.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $19,899.00 |
| $30,000 to $48,000 | $20,021.00 |
| $48,001 to $75,000 | $24,009.00 |
| $75,001 to $110,000 | $25,764.00 |
| Over $110,000 | $26,119.00 |
Estimate your specific net price using the school’s Midland University Net Price Calculator, or get in touch with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
The typical debt load for borrowers leaving Midland University comes to $15,000.00, which the Department of Education classifies as a Low ($10-20k) burden category.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,250.00 |
| 25th | $5,500.00 |
| Median (50th) | $15,000.00 |
| 75th | $27,000.00 |
| 90th | $33,225.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt page.
Debt at graduation is far from uniform across income levels. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,750.00 |
| Middle income | $17,500.00 |
| High income | $14,000.00 |
Low-income borrowers graduate with $1,750.00 in extra median debt compared with high-income peers.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,000.00 |
| Continuing-generation students | $16,750.00 |
Pell Grants are the largest source of federal need-based aid for undergrads. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell-versus-non-Pell median debt difference at Midland University is $6,375.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The Department of Education default-rate tier for Midland University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.0% |
For scale, federal Stafford loan disbursements at Midland University come to $97,431,384.00 covering 6,175 recipients.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 17 |
| Avg GI Bill amount | $14,177.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
The figures above are a starting point — as you weigh Midland University, the questions below are worth your time:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.