by our College Data Analytics TeamThis overview lays out the cost of attending Midwestern Baptist Theological Seminary, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Use the section links below to navigate this overview:
The total published cost of attendance at Midwestern Baptist Theological Seminary stands at about $31,765.00 annually.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $10,120.00 |
| + Room, board & other expenses | $21,645.00 |
| Total cost | $31,765.00 |
| That is 3% below the national average net price. |
| Total cost | $31,765.00 |
| − Grants and scholarships | −$6,074.00 |
| Net price | $25,691.00 |
| That is 22% below the national average net price. |
| Total cost | $31,765.00 |
| − Grants and scholarships | −$9,262.00 |
| Net price | $22,503.00 |
| That is 31% below the national average net price. | |
| For the full breakdown, see tuition and fees plus living costs. |
Costs have trended upward in recent years by around 6.5% per year, so the four-year total runs well above today’s cost. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.5% | 6.5% | 6.5% |
| Freshman year | $23,969.00 | $27,364.00 | $33,834.00 |
| Senior year | $28,963.00 | $33,067.00 | $40,884.00 |
| Total 4-year net price | $105,654.00 | $120,622.00 | $149,140.00 |
| 10-year loan interest @ 6.8% | $40,250.00 | $45,953.00 | $56,817.00 |
| Total monthly payment | $1,216.00 | $1,388.00 | $1,716.00 |
| Total amount paid | $145,904.00 | $166,575.00 | $205,957.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 6.5% | 6.5% | 6.5% |
| Freshman year | $23,969.00 | $27,364.00 | $33,834.00 |
| Senior year | $25,530.00 | $29,146.00 | $36,037.00 |
| Total 2-year net price | $49,498.00 | $56,511.00 | $69,871.00 |
| 10-year loan interest @ 6.8% | $18,857.00 | $21,529.00 | $26,618.00 |
| Total monthly payment | $570.00 | $650.00 | $804.00 |
| Total amount paid | $68,355.00 | $78,039.00 | $96,490.00 |
Read more in the Net Price section.
Net price strips out grant and scholarship aid to show what families really pay. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $23,006.00 |
| Average net price (off-campus) | $25,140.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $23,177.00 |
| $30,000 to $48,000 | $25,389.00 |
| $48,001 to $75,000 | $25,809.00 |
| $75,001 to $110,000 | $26,718.00 |
| Over $110,000 | $31,765.00 |
For a personalized estimate, try the Midwestern Baptist Theological Seminary Net Price Calculator, or visit the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The typical debt load for borrowers leaving Midwestern Baptist Theological Seminary amounts to $9,995.00, which the Department of Education classifies as a Very Low (<$10k) debt-load classification.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,750.00 |
| 25th | $3,000.00 |
| Median (50th) | $9,995.00 |
| 75th | $16,250.00 |
| 90th | $27,000.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
For the full borrowing and repayment picture, see the student loan debt page.
Family income tracks closely with debt at graduation. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $10,125.00 |
| Middle income | $11,000.00 |
| High income | $7,375.00 |
Low-income borrowers graduate with $2,750.00 in extra median debt compared with high-income peers.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,750.00 |
| Continuing-generation students | $11,000.00 |
Pell Grants are the largest source of federal need-based aid for undergrads. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell vs non-Pell debt gap at Midwestern Baptist Theological Seminary works out to $2,875.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The default-rate category at Midwestern Baptist Theological Seminary is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.1% |
For a sense of scale, Stafford disbursements at Midwestern Baptist Theological Seminary total $55,784,397.00 distributed across 2,171 loan recipients.
Veterans and current servicemembers may be eligible for major federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 102 |
| Avg GI Bill amount | $5,655.00 |
| DoD Tuition Assistance recipients | 11 |
| Avg DoD Tuition Assistance | $1,227.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
Numbers only tell part of the story. As you weigh Midwestern Baptist Theological Seminary, consider the following:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.