by our College Data Analytics TeamThis guide covers the real cost of attending Midwestern State University, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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The total cost of attendance at Midwestern State University spanned $22,411.00 through $24,361.00 depending on your residency status.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: near $22,411.00 in-state compared with $24,361.00 out-of-state.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $10,580.00 |
| + Room, board & other expenses | $11,831.00 |
| Total cost | $22,411.00 |
| That is 16% above the national average net price. |
| Total cost | $22,411.00 |
| − Grants and scholarships | −$10,996.00 |
| Net price | $11,415.00 |
| That is 41% below the national average net price. |
| Total cost | $22,411.00 |
| − Grants and scholarships | −$13,796.00 |
| Net price | $8,615.00 |
| That is 55% below the national average net price. |
| Tuition and fees | $12,530.00 |
| + Room, board & other expenses | $11,831.00 |
| Total cost | $24,361.00 |
| That is 27% above the national average net price. |
| Total cost | $24,361.00 |
| − Grants and scholarships | −$10,996.00 |
| Net price | $13,365.00 |
| That is 31% below the national average net price. |
| Total cost | $24,361.00 |
| − Grants and scholarships | −$13,796.00 |
| Net price | $10,565.00 |
| That is 45% below the national average net price. | |
| Go deeper on the components with the tuition & fees page plus living costs. |
The reported cost series has been increasing at about 1.7% a year, so a full degree will cost more than a single year — the tables below carry that forward. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $8,764.00 | $11,612.00 | $22,798.00 |
| Senior year | $9,225.00 | $12,224.00 | $23,999.00 |
| Total 4-year net price | $35,973.00 | $47,665.00 | $93,580.00 |
| 10-year loan interest @ 6.8% | $13,704.00 | $18,158.00 | $35,650.00 |
| Total monthly payment | $414.00 | $549.00 | $1,077.00 |
| Total amount paid | $49,677.00 | $65,823.00 | $129,230.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $8,764.00 | $11,612.00 | $22,798.00 |
| Senior year | $8,915.00 | $11,812.00 | $23,191.00 |
| Total 2-year net price | $17,679.00 | $23,424.00 | $45,989.00 |
| 10-year loan interest @ 6.8% | $6,735.00 | $8,924.00 | $17,520.00 |
| Total monthly payment | $203.00 | $270.00 | $529.00 |
| Total amount paid | $24,414.00 | $32,348.00 | $63,509.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $10,747.00 | $13,596.00 | $24,781.00 |
| Senior year | $11,314.00 | $14,312.00 | $26,087.00 |
| Total 4-year net price | $44,115.00 | $55,807.00 | $101,722.00 |
| 10-year loan interest @ 6.8% | $16,806.00 | $21,260.00 | $38,752.00 |
| Total monthly payment | $508.00 | $642.00 | $1,171.00 |
| Total amount paid | $60,922.00 | $77,067.00 | $140,474.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.7% | 1.7% | 1.7% |
| Freshman year | $10,747.00 | $13,596.00 | $24,781.00 |
| Senior year | $10,933.00 | $13,830.00 | $25,209.00 |
| Total 2-year net price | $21,680.00 | $27,426.00 | $49,991.00 |
| 10-year loan interest @ 6.8% | $8,259.00 | $10,448.00 | $19,045.00 |
| Total monthly payment | $249.00 | $316.00 | $575.00 |
| Total amount paid | $29,940.00 | $37,874.00 | $69,035.00 |
Jump to the net-price detail in the Net Price section.
The net price figure shows the cost after grants and scholarships are deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $11,656.00 |
| Average net price (off-campus) | $11,882.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $9,575.00 |
| $30,000 to $48,000 | $9,990.00 |
| $48,001 to $75,000 | $11,235.00 |
| $75,001 to $110,000 | $17,458.00 |
| Over $110,000 | $18,593.00 |
Use Midwestern State University Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The median amount borrowed by graduates of Midwestern State University amounts to $13,051.00, which the Department of Education classifies as a Low ($10-20k) debt-burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $5,500.00 |
| Median (50th) | $13,051.00 |
| 75th | $25,000.00 |
| 90th | $33,750.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Read the complete debt breakdown on the student loan debt page.
Family income tracks closely with debt at graduation. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $13,000.00 |
| Middle income | $12,500.00 |
| High income | $14,000.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,533.00 |
| Continuing-generation students | $13,000.00 |
First-generation graduates of Midwestern State University take on $533.00 more debt than continuing-generation students.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell-versus-non-Pell median debt difference at Midwestern State University amounts to $2,250.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate classification for Midwestern State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.2% |
For scale, federal Stafford loan disbursements at Midwestern State University total $413,995,377.00 covering 20,023 loan recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 297 |
| Avg GI Bill amount | $3,604.00 |
| DoD Tuition Assistance recipients | 9 |
| Avg DoD Tuition Assistance | $2,473.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
The figures above are a starting point — as you weigh Midwestern State University, think through the questions below:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.