by our College Data Analytics TeamThis page focuses on the debt students take on to attend Midwives College of Utah— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. These figures are reported by the Department of Education and IPEDS.
Among first-year students at Midwives College of Utah, 50% of first-year students take on loan debt, borrowing on average $3,217 each, across private and federal loan sources.
Federal loans alone average $3,217, representing 58.5% of the $5,500 cap on first-year federal borrowing for the typical dependent student. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Counting every undergraduate at Midwives College of Utah, 62% rely on federal student loans toward their education, for a typical $5,512 per year. This is 71.3% higher than the freshman federal average of $3,217.
At a steady annual pace, that totals around $11,024 after two years and $22,048 over four years. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 62% |
| Average federal loan per year | $5,512 |
| Undergraduates with a federal loan | 157 |
| Total federal loans (one year) | $865,343 |
The middle borrower at Midwives College of Utah owes $8,270 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $8,270 |
| Students who completed (graduates) | $21,054 |
| Students who withdrew | $4,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Midwives College of Utah.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $4,750 |
| 75th percentile | $14,250 |
These figures turn the debt totals into a monthly repayment picture for Midwives College of Utah.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $6,207 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Midwives College of Utah.
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.