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Can You Really Afford Millersville University of Pennsylvania?

Here’s the full picture on paying for Millersville University of Pennsylvania, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.

$27,086.00 Cost of Attendance
$20,787.00 Avg Net Price
$17,220.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

What You Will Pay to Attend Millersville University of Pennsylvania?

The total cost of attendance at Millersville University of Pennsylvania varied between $27,086.00 and $38,910.00 across residency tiers.

In-state students paid the lower published figure, while out-of-state students faced the higher one: near $27,086.00 in-state against $38,910.00 out-of-state.

The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.

Cost for Residents (no aid)

Tuition and fees $11,128.00
+ Room, board & other expenses $15,958.00
Total cost $27,086.00
That is 41% above the national average net price.

What Students Actually Pay — Residents (with average aid)

Total cost $27,086.00
− Grants and scholarships −$6,126.00
Net price $20,960.00
That is 9% above the national average net price.

Net Price for Low-Income Residents

Total cost $27,086.00
− Grants and scholarships −$12,348.00
Net price $14,738.00
That is 23% below the national average net price.

Sticker Cost for Non-Residents (no aid)

Tuition and fees $22,952.00
+ Room, board & other expenses $15,958.00
Total cost $38,910.00
That is 102% above the national average net price.

After-Aid Net Price for Non-Residents (with average aid)

Total cost $38,910.00
− Grants and scholarships −$6,126.00
Net price $32,784.00
That is 70% above the national average net price.

Average Net Price for Low-Income Non-Residents

Total cost $38,910.00
− Grants and scholarships −$12,348.00
Net price $26,562.00
That is 38% above the national average net price.
Go deeper on the components with the tuition & fees page plus room and board.

Projected Cost of a Degree at Millersville University of Pennsylvania

Costs have trended upward in recent years by roughly 4.8% per year, so the four-year total runs well above today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan totals assume a ten-year repayment at 6.8%.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.8% 4.8% 4.8%
Freshman year $15,447.00 $21,969.00 $28,390.00
Senior year $17,787.00 $25,296.00 $32,689.00
Total 4-year net price $66,395.00 $94,425.00 $122,023.00
10-year loan interest @ 6.8% $25,294.00 $35,973.00 $46,486.00
Total monthly payment $764.00 $1,087.00 $1,404.00
Total amount paid $91,689.00 $130,398.00 $168,509.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.8% 4.8% 4.8%
Freshman year $15,447.00 $21,969.00 $28,390.00
Senior year $16,191.00 $23,026.00 $29,756.00
Total 2-year net price $31,638.00 $44,995.00 $58,146.00
10-year loan interest @ 6.8% $12,053.00 $17,141.00 $22,151.00
Total monthly payment $364.00 $518.00 $669.00
Total amount paid $43,691.00 $62,136.00 $80,297.00

Out-of-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.8% 4.8% 4.8%
Freshman year $27,840.00 $34,362.00 $40,783.00
Senior year $32,057.00 $39,566.00 $46,959.00
Total 4-year net price $119,662.00 $147,692.00 $175,290.00
10-year loan interest @ 6.8% $45,587.00 $56,265.00 $66,779.00
Total monthly payment $1,377.00 $1,700.00 $2,017.00
Total amount paid $165,249.00 $203,958.00 $242,069.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.8% 4.8% 4.8%
Freshman year $27,840.00 $34,362.00 $40,783.00
Senior year $29,180.00 $36,016.00 $42,745.00
Total 2-year net price $57,021.00 $70,377.00 $83,528.00
10-year loan interest @ 6.8% $21,723.00 $26,811.00 $31,821.00
Total monthly payment $656.00 $810.00 $961.00
Total amount paid $78,744.00 $97,189.00 $115,349.00

For the complete net-price picture, see the Net Price section.

Net Price — What Students Actually Pay at Millersville University of Pennsylvania

Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. It is usually a better planning number than the sticker cost above.

Average net price (on-campus) $20,787.00
Average net price (off-campus) $20,231.00

The real cost varies by income because need-based aid scales with financial need. The table below shows the average net price by family-income bracket:

Family income Average net price
Under $30,000 $13,632.00
$30,000 to $48,000 $15,117.00
$48,001 to $75,000 $18,988.00
$75,001 to $110,000 $23,020.00
Over $110,000 $24,724.00

Use Millersville University of Pennsylvania Net Price Calculator, or contact the financial aid office.

For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.

Graduate Debt at Millersville University of Pennsylvania

The median graduating debt at Millersville University of Pennsylvania comes to $17,220.00, which federal data classifies as a Low ($10-20k) burden category.

The percentile spread of debt at graduation is shown below:

Percentile Debt at graduation
10th $3,500.00
25th $6,500.00
Median (50th) $17,220.00
75th $27,000.00
90th $32,250.00

The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.

Read the complete debt breakdown on the student loan debt detail.

Debt by Family Income at Millersville University of Pennsylvania

Family income tracks closely with debt at graduation. Below, debt is broken out by low, middle, and high family income:

Family income Median debt at graduation
Low income $17,279.00
Middle income $17,500.00
High income $16,793.00

Low-income graduates carry $486.00 more than graduates from high-income families.

How Debt Varies by First-Generation Status at Millersville University of Pennsylvania

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $17,342.00
Continuing-generation students $16,750.00

First-gen borrowers at Millersville University of Pennsylvania take on $592.00 in additional median debt versus continuing-generation peers.

Pell-Eligible Debt Outcomes at Millersville University of Pennsylvania

The Pell Grant is the largest federal grant for undergraduates from low-income families. The Pell vs non-Pell debt gap reveals how borrowing differs by need.

The Pell-versus-non-Pell median debt difference at Millersville University of Pennsylvania amounts to $4,030.00. This institution is flagged by federal data for Pell-debt inequity.

Default and Repayment Outcomes at Millersville University of Pennsylvania

The Department of Education default-rate tier for Millersville University of Pennsylvania is Low (<5%).

Window Cohort default rate
2-year 3.8%

For scale, federal Stafford loan disbursements at Millersville University of Pennsylvania add up to $495,145,539.00 across 27,630 disbursements.

Veteran Education Benefits at Millersville University of Pennsylvania

Veterans and active-duty students can access dedicated federal education aid such as the Post-9/11 GI Bill and DoD Tuition Assistance.

GI Bill recipients 78
Avg GI Bill amount $8,103.00
DoD Tuition Assistance recipients 22
Avg DoD Tuition Assistance $2,977.00

Explore GI Bill and military aid in detail on the college veterans page.

Further Questions to Ask

The figures above are a starting point — as you weigh Millersville University of Pennsylvania, the questions below are worth your time:

Explore Further regarding Millersville University of Pennsylvania

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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