Below is the data on what it actually costs to attend Minnesota State University Moorhead, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
Use the section links below to navigate this overview:
Published attendance costs at Minnesota State University Moorhead works out to about $24,419.00 for a single academic year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $10,428.00 |
| + Room, board & other expenses | $13,991.00 |
| Total cost | $24,419.00 |
| That is 27% above the national average net price. |
| Total cost | $24,419.00 |
| − Grants and scholarships | −$7,200.00 |
| Net price | $17,219.00 |
| That is 11% below the national average net price. |
| Total cost | $24,419.00 |
| − Grants and scholarships | −$14,068.00 |
| Net price | $10,351.00 |
| That is 46% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page plus living costs. |
Costs have trended upward in recent years by around 3.3% per year; the projections below compound that across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $10,695.00 | $17,792.00 | $25,231.00 |
| Senior year | $11,798.00 | $19,627.00 | $27,834.00 |
| Total 4-year net price | $44,963.00 | $74,797.00 | $106,073.00 |
| 10-year loan interest @ 6.8% | $17,129.00 | $28,495.00 | $40,410.00 |
| Total monthly payment | $517.00 | $861.00 | $1,221.00 |
| Total amount paid | $62,093.00 | $103,292.00 | $146,483.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $10,695.00 | $17,792.00 | $25,231.00 |
| Senior year | $11,051.00 | $18,384.00 | $26,070.00 |
| Total 2-year net price | $21,746.00 | $36,175.00 | $51,302.00 |
| 10-year loan interest @ 6.8% | $8,285.00 | $13,781.00 | $19,544.00 |
| Total monthly payment | $250.00 | $416.00 | $590.00 |
| Total amount paid | $30,031.00 | $49,957.00 | $70,846.00 |
Read more in the Net Price section.
The net price figure shows the cost after grants and scholarships are deducted. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $17,997.00 |
| Average net price (off-campus) | $17,816.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $13,260.00 |
| $30,000 to $48,000 | $12,969.00 |
| $48,001 to $75,000 | $14,544.00 |
| $75,001 to $110,000 | $19,410.00 |
| Over $110,000 | $21,573.00 |
Use Minnesota State University Moorhead Net Price Calculator, or visit the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
The median amount borrowed by graduates of Minnesota State University Moorhead works out to $15,000.00, which federal data classifies as a Low ($10-20k) debt-burden category.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,000.00 |
| 25th | $7,839.00 |
| Median (50th) | $15,000.00 |
| 75th | $26,055.00 |
| 90th | $32,060.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,000.00 |
| Middle income | $15,420.00 |
| High income | $15,000.00 |
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,000.00 |
| Continuing-generation students | $15,000.00 |
Pell Grants are the largest source of federal need-based aid for undergrads. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The Pell-versus-non-Pell median debt difference at Minnesota State University Moorhead works out to $2,500.00. This school carries a federal Pell-debt-inequity flag.
The federal default-rate classification for Minnesota State University Moorhead is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.1% |
For a sense of scale, Stafford disbursements at Minnesota State University Moorhead total $409,832,454.00 covering 23,342 recipients.
Veterans and active-duty service members may qualify for substantial federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 49 |
| Avg GI Bill amount | $6,927.00 |
| DoD Tuition Assistance recipients | 37 |
| Avg DoD Tuition Assistance | $3,236.00 |
Explore GI Bill and military aid in detail on the college veterans page.
Numbers only tell part of the story. As you weigh Minnesota State University Moorhead, keep these questions in mind:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.