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How Affordable Is Minnesota State University Moorhead?

Below is the data on what it actually costs to attend Minnesota State University Moorhead, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.

$24,419.00 Cost of Attendance
$17,997.00 Avg Net Price
$15,000.00 Median Grad Debt

Use the section links below to navigate this overview:

What Does It Cost to Attend Minnesota State University Moorhead?

Published attendance costs at Minnesota State University Moorhead works out to about $24,419.00 for a single academic year.

Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.

Sticker Cost for Students (no aid)

Tuition and fees $10,428.00
+ Room, board & other expenses $13,991.00
Total cost $24,419.00
That is 27% above the national average net price.

What Students Actually Pay — Students (with average aid)

Total cost $24,419.00
− Grants and scholarships −$7,200.00
Net price $17,219.00
That is 11% below the national average net price.

Average Net Price for Low-Income Undergraduates

Total cost $24,419.00
− Grants and scholarships −$14,068.00
Net price $10,351.00
That is 46% below the national average net price.
Want the line-by-line detail? Dig into the tuition & fees page plus living costs.

What a Full Degree Could Cost at Minnesota State University Moorhead

Costs have trended upward in recent years by around 3.3% per year; the projections below compound that across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.3% 3.3% 3.3%
Freshman year $10,695.00 $17,792.00 $25,231.00
Senior year $11,798.00 $19,627.00 $27,834.00
Total 4-year net price $44,963.00 $74,797.00 $106,073.00
10-year loan interest @ 6.8% $17,129.00 $28,495.00 $40,410.00
Total monthly payment $517.00 $861.00 $1,221.00
Total amount paid $62,093.00 $103,292.00 $146,483.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.3% 3.3% 3.3%
Freshman year $10,695.00 $17,792.00 $25,231.00
Senior year $11,051.00 $18,384.00 $26,070.00
Total 2-year net price $21,746.00 $36,175.00 $51,302.00
10-year loan interest @ 6.8% $8,285.00 $13,781.00 $19,544.00
Total monthly payment $250.00 $416.00 $590.00
Total amount paid $30,031.00 $49,957.00 $70,846.00

Read more in the Net Price section.

Net Price — What Students Actually Pay at Minnesota State University Moorhead

The net price figure shows the cost after grants and scholarships are deducted. It is usually a better planning number than the sticker cost above.

Average net price (on-campus) $17,997.00
Average net price (off-campus) $17,816.00

Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:

Family income Average net price
Under $30,000 $13,260.00
$30,000 to $48,000 $12,969.00
$48,001 to $75,000 $14,544.00
$75,001 to $110,000 $19,410.00
Over $110,000 $21,573.00

Use Minnesota State University Moorhead Net Price Calculator, or visit the financial aid office.

For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.

How Much Do Students Borrow at Minnesota State University Moorhead

The median amount borrowed by graduates of Minnesota State University Moorhead works out to $15,000.00, which federal data classifies as a Low ($10-20k) debt-burden category.

Across borrowers, debt at graduation distributes like this:

Percentile Debt at graduation
10th $4,000.00
25th $7,839.00
Median (50th) $15,000.00
75th $26,055.00
90th $32,060.00

The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.

For the full borrowing and repayment picture, see the student-loan-debt breakdown.

How Income Shapes Debt at Minnesota State University Moorhead

Median debt at graduation differs meaningfully across income brackets. Below, debt is broken out by low, middle, and high family income:

Family income Median debt at graduation
Low income $14,000.00
Middle income $15,420.00
High income $15,000.00

Debt by First-Generation Status at Minnesota State University Moorhead

First-gen students typically face different financial-aid contexts than students whose parents attended college.

Student group Median debt at graduation
First-generation students $15,000.00
Continuing-generation students $15,000.00

Debt and Pell Grant Eligibility at Minnesota State University Moorhead

Pell Grants are the largest source of federal need-based aid for undergrads. The Pell vs non-Pell debt gap reveals how borrowing differs by need.

The Pell-versus-non-Pell median debt difference at Minnesota State University Moorhead works out to $2,500.00. This school carries a federal Pell-debt-inequity flag.

Loan Repayment and Default at Minnesota State University Moorhead

The federal default-rate classification for Minnesota State University Moorhead is Low (<5%).

Window Cohort default rate
2-year 5.1%

For a sense of scale, Stafford disbursements at Minnesota State University Moorhead total $409,832,454.00 covering 23,342 recipients.

Veteran Benefits at Minnesota State University Moorhead

Veterans and active-duty service members may qualify for substantial federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.

GI Bill recipients 49
Avg GI Bill amount $6,927.00
DoD Tuition Assistance recipients 37
Avg DoD Tuition Assistance $3,236.00

Explore GI Bill and military aid in detail on the college veterans page.

Further Questions to Ask

Numbers only tell part of the story. As you weigh Minnesota State University Moorhead, keep these questions in mind:

Explore Further for Minnesota State University Moorhead

Each page below covers one part of paying for college in more detail:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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