by our College Data Analytics TeamHere is what you can expect to pay at MiraCosta College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Attendance costs at MiraCosta College fell between $15,713.00 and up to $24,305.00 depending on whether you qualify for in-state rates.
In-state residents qualified for the lower cost, with out-of-state students paying more: roughly $15,713.00 in-state against $24,305.00 for non-residents.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $1,158.00 |
| + Room, board & other expenses | $14,555.00 |
| Total cost | $15,713.00 |
| That is 18% below the national average net price. |
| Total cost | $15,713.00 |
| − Grants and scholarships | −$8,192.00 |
| Net price | $7,521.00 |
| That is 61% below the national average net price. |
| Total cost | $15,713.00 |
| − Grants and scholarships | −$8,996.00 |
| Net price | $6,717.00 |
| That is 65% below the national average net price. |
| Tuition and fees | $9,750.00 |
| + Room, board & other expenses | $14,555.00 |
| Total cost | $24,305.00 |
| That is 26% above the national average net price. |
| Total cost | $24,305.00 |
| − Grants and scholarships | −$8,192.00 |
| Net price | $16,113.00 |
| That is 16% below the national average net price. |
| Total cost | $24,305.00 |
| − Grants and scholarships | −$8,996.00 |
| Net price | $15,309.00 |
| That is 20% below the national average net price. | |
| For the full breakdown, see tuition and fees plus living costs. |
The reported cost series has been increasing at a recent average of 4.7% per year; the projections below compound that across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $7,031.00 | $7,872.00 | $16,447.00 |
| Senior year | $8,063.00 | $9,028.00 | $18,862.00 |
| Total 4-year net price | $30,157.00 | $33,766.00 | $70,545.00 |
| 10-year loan interest @ 6.8% | $11,489.00 | $12,864.00 | $26,875.00 |
| Total monthly payment | $347.00 | $389.00 | $812.00 |
| Total amount paid | $41,645.00 | $46,630.00 | $97,420.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $7,031.00 | $7,872.00 | $16,447.00 |
| Senior year | $7,359.00 | $8,240.00 | $17,216.00 |
| Total 2-year net price | $14,390.00 | $16,113.00 | $33,663.00 |
| 10-year loan interest @ 6.8% | $5,482.00 | $6,138.00 | $12,824.00 |
| Total monthly payment | $166.00 | $185.00 | $387.00 |
| Total amount paid | $19,872.00 | $22,251.00 | $46,487.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $16,024.00 | $16,866.00 | $25,441.00 |
| Senior year | $18,377.00 | $19,342.00 | $29,176.00 |
| Total 4-year net price | $68,731.00 | $72,341.00 | $109,120.00 |
| 10-year loan interest @ 6.8% | $26,184.00 | $27,559.00 | $41,571.00 |
| Total monthly payment | $791.00 | $833.00 | $1,256.00 |
| Total amount paid | $94,915.00 | $99,900.00 | $150,690.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.7% | 4.7% | 4.7% |
| Freshman year | $16,024.00 | $16,866.00 | $25,441.00 |
| Senior year | $16,773.00 | $17,654.00 | $26,629.00 |
| Total 2-year net price | $32,797.00 | $34,520.00 | $52,070.00 |
| 10-year loan interest @ 6.8% | $12,495.00 | $13,151.00 | $19,837.00 |
| Total monthly payment | $377.00 | $397.00 | $599.00 |
| Total amount paid | $45,292.00 | $47,671.00 | $71,907.00 |
For the complete net-price picture, see the Net Price section.
Net price strips out grant and scholarship aid to show what families really pay. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $7,339.00 |
| Average net price (off-campus) | $7,178.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $6,139.00 |
| $30,000 to $48,000 | $6,936.00 |
| $48,001 to $75,000 | $9,279.00 |
| $75,001 to $110,000 | $11,904.00 |
| Over $110,000 | $10,487.00 |
Get a tailored estimate from the MiraCosta College Net Price Calculator, or visit the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
Typical debt at graduation from MiraCosta College is $9,488.00, placing the school in the Very Low (<$10k) debt-load classification.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,984.00 |
| 25th | $3,473.00 |
| Median (50th) | $9,488.00 |
| 75th | $9,500.00 |
| 90th | $16,618.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
For the full borrowing and repayment picture, see the student loan debt detail.
Debt outcomes vary substantially with family income. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,500.00 |
| Middle income | $9,500.00 |
| High income | $4,359.00 |
Borrowers from lower-income families leave school with $5,141.00 in additional median debt versus high-income graduates.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,500.00 |
| Continuing-generation students | $8,250.00 |
First-gen borrowers at MiraCosta College take on $1,250.00 more than continuing-generation graduates.
Pell Grants are the largest source of federal need-based aid for undergrads. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt difference between Pell-eligible and non-Pell graduates of MiraCosta College is $3,200.00. This institution is flagged by federal data for Pell-debt inequity.
The federal default-rate tier for MiraCosta College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.9% |
To give some context for these rates, Stafford loans disbursed at MiraCosta College total $27,562,192.00 distributed across 3,138 disbursements.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 382 |
| Avg GI Bill amount | $607.00 |
| DoD Tuition Assistance recipients | 67 |
| Avg DoD Tuition Assistance | $476.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about MiraCosta College, consider the following:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.