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Can You Afford Missouri Southern State University?

This overview lays out the cost of attending Missouri Southern State University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.

$19,194.00 Cost of Attendance
$12,007.00 Avg Net Price
$11,650.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

What Does It Cost to Attend Missouri Southern State University?

Attendance costs at Missouri Southern State University ranged from $19,194.00 through $27,314.00 based on in-state versus out-of-state status.

In-state residents qualified for the lower cost, with out-of-state students paying more: roughly $19,194.00 for in-state students versus $27,314.00 for out-of-state students.

The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.

Sticker Cost for Residents (no aid)

Tuition and fees $8,960.00
+ Room, board & other expenses $10,234.00
Total cost $19,194.00
That is roughly at the national average net price.

What Students Actually Pay — Residents (with average aid)

Total cost $19,194.00
− Grants and scholarships −$7,561.00
Net price $11,633.00
That is 40% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $19,194.00
− Grants and scholarships −$9,809.00
Net price $9,385.00
That is 51% below the national average net price.

Published Cost for Non-Residents (no aid)

Tuition and fees $17,080.00
+ Room, board & other expenses $10,234.00
Total cost $27,314.00
That is 42% above the national average net price.

What Non-Residents Actually Pay — Non-Residents (with average aid)

Total cost $27,314.00
− Grants and scholarships −$7,561.00
Net price $19,753.00
That is 3% above the national average net price.

What Low-Income Non-Residents Pay — Non-Residents

Total cost $27,314.00
− Grants and scholarships −$9,809.00
Net price $17,505.00
That is 9% below the national average net price.
Want the line-by-line detail? Dig into the tuition & fees page and room and board.

What a Full Degree Could Cost at Missouri Southern State University

Costs have trended upward in recent years at about 4.9% per year; the projections below compound that across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan totals assume a ten-year repayment at 6.8%.

In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.9% 4.9% 4.9%
Freshman year $9,848.00 $12,207.00 $20,141.00
Senior year $11,380.00 $14,105.00 $23,273.00
Total 4-year net price $42,407.00 $52,564.00 $86,729.00
10-year loan interest @ 6.8% $16,155.00 $20,025.00 $33,041.00
Total monthly payment $488.00 $605.00 $998.00
Total amount paid $58,562.00 $72,589.00 $119,770.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.9% 4.9% 4.9%
Freshman year $9,848.00 $12,207.00 $20,141.00
Senior year $10,334.00 $12,810.00 $21,136.00
Total 2-year net price $20,183.00 $25,017.00 $41,277.00
10-year loan interest @ 6.8% $7,689.00 $9,531.00 $15,725.00
Total monthly payment $232.00 $288.00 $475.00
Total amount paid $27,871.00 $34,547.00 $57,002.00

Out-of-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.9% 4.9% 4.9%
Freshman year $18,369.00 $20,728.00 $28,662.00
Senior year $21,225.00 $23,951.00 $33,119.00
Total 4-year net price $79,097.00 $89,255.00 $123,420.00
10-year loan interest @ 6.8% $30,133.00 $34,003.00 $47,018.00
Total monthly payment $910.00 $1,027.00 $1,420.00
Total amount paid $109,230.00 $123,258.00 $170,438.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 4.9% 4.9% 4.9%
Freshman year $18,369.00 $20,728.00 $28,662.00
Senior year $19,276.00 $21,751.00 $30,077.00
Total 2-year net price $37,645.00 $42,479.00 $58,739.00
10-year loan interest @ 6.8% $14,341.00 $16,183.00 $22,377.00
Total monthly payment $433.00 $489.00 $676.00
Total amount paid $51,986.00 $58,662.00 $81,116.00

Read more in the Net Price section.

After-Aid Net Price at Missouri Southern State University

The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.

Average net price (on-campus) $12,007.00
Average net price (off-campus) $11,653.00

Net price is far from uniform: lower-income families typically pay much less after aid. Here is the average net price for each family-income range:

Family income Average net price
Under $30,000 $9,021.00
$30,000 to $48,000 $10,467.00
$48,001 to $75,000 $12,646.00
$75,001 to $110,000 $15,035.00
Over $110,000 $15,196.00

Estimate your specific net price using the school’s Missouri Southern State University Net Price Calculator, or get in touch with the financial aid office.

Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.

How Much Do Students Borrow at Missouri Southern State University

The median graduating debt at Missouri Southern State University stands at $11,650.00, which federal data classifies as a Low ($10-20k) burden tier.

The percentile spread of debt at graduation is shown below:

Percentile Debt at graduation
10th $2,625.00
25th $4,500.00
Median (50th) $11,650.00
75th $21,620.00
90th $33,304.00

The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.

Dig deeper into debt on the student loan debt detail.

How Income Shapes Debt at Missouri Southern State University

Debt at graduation is far from uniform across income levels. Below, debt is broken out by low, middle, and high family income:

Family income Median debt at graduation
Low income $11,000.00
Middle income $12,070.00
High income $12,500.00

First-Generation Debt Outcomes at Missouri Southern State University

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $11,895.00
Continuing-generation students $11,112.00

First-generation graduates from Missouri Southern State University graduate with $783.00 more than continuing-generation graduates.

Debt and Pell Grant Eligibility at Missouri Southern State University

The Pell Grant is the largest federal grant for undergraduates from low-income families. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.

The Pell-versus-non-Pell median debt difference at Missouri Southern State University is $1,609.00. This school carries a federal Pell-debt-inequity flag.

Loan Repayment and Default at Missouri Southern State University

The Department of Education default-rate tier for Missouri Southern State University is Low (<5%).

Window Cohort default rate
2-year 13.9%

To put the rates in context, Stafford loans at Missouri Southern State University amount to $339,022,810.00 distributed across 20,556 loan recipients.

Veteran Education Benefits at Missouri Southern State University

Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Department of Defense tuition support.

GI Bill recipients 61
Avg GI Bill amount $5,726.00
DoD Tuition Assistance recipients 37
Avg DoD Tuition Assistance $3,184.00

For the full rundown of veteran and military benefits, see the college veterans page.

Questions to Ask Before You Commit

The figures above are a starting point — as you weigh Missouri Southern State University, a few questions are worth asking:

Explore Further for Missouri Southern State University

Each page below covers one part of paying for college in more detail:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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