by our College Data Analytics TeamHere is what you can expect to pay at Missouri State University-Springfield, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Cost of attendance at Missouri State University-Springfield fell between $24,022.00 to $33,290.00 across residency tiers.
Where you live mattered — in-state students paid less than out-of-state students: around $24,022.00 in-state versus $33,290.00 for out-of-state students.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $9,502.00 |
| + Room, board & other expenses | $14,520.00 |
| Total cost | $24,022.00 |
| That is 25% above the national average net price. |
| Total cost | $24,022.00 |
| − Grants and scholarships | −$7,435.00 |
| Net price | $16,587.00 |
| That is 14% below the national average net price. |
| Total cost | $24,022.00 |
| − Grants and scholarships | −$11,330.00 |
| Net price | $12,692.00 |
| That is 34% below the national average net price. |
| Tuition and fees | $18,770.00 |
| + Room, board & other expenses | $14,520.00 |
| Total cost | $33,290.00 |
| That is 73% above the national average net price. |
| Total cost | $33,290.00 |
| − Grants and scholarships | −$7,435.00 |
| Net price | $25,855.00 |
| That is 34% above the national average net price. |
| Total cost | $33,290.00 |
| − Grants and scholarships | −$11,330.00 |
| Net price | $21,960.00 |
| That is 14% above the national average net price. | |
| For the full breakdown, see the tuition & fees page plus living costs. |
The reported cost series has been increasing by roughly 4.4% a year, so a full degree will cost more than a single year — the tables below carry that forward. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.4% | 4.4% | 4.4% |
| Freshman year | $13,250.00 | $17,316.00 | $25,078.00 |
| Senior year | $15,075.00 | $19,701.00 | $28,532.00 |
| Total 4-year net price | $56,597.00 | $73,966.00 | $107,120.00 |
| 10-year loan interest @ 6.8% | $21,561.00 | $28,178.00 | $40,809.00 |
| Total monthly payment | $651.00 | $851.00 | $1,233.00 |
| Total amount paid | $78,158.00 | $102,144.00 | $147,929.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.4% | 4.4% | 4.4% |
| Freshman year | $13,250.00 | $17,316.00 | $25,078.00 |
| Senior year | $13,832.00 | $18,077.00 | $26,180.00 |
| Total 2-year net price | $27,082.00 | $35,393.00 | $51,258.00 |
| 10-year loan interest @ 6.8% | $10,317.00 | $13,483.00 | $19,527.00 |
| Total monthly payment | $312.00 | $407.00 | $590.00 |
| Total amount paid | $37,399.00 | $48,877.00 | $70,785.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.4% | 4.4% | 4.4% |
| Freshman year | $22,925.00 | $26,991.00 | $34,753.00 |
| Senior year | $26,083.00 | $30,709.00 | $39,540.00 |
| Total 4-year net price | $97,925.00 | $115,294.00 | $148,449.00 |
| 10-year loan interest @ 6.8% | $37,306.00 | $43,923.00 | $56,554.00 |
| Total monthly payment | $1,127.00 | $1,327.00 | $1,708.00 |
| Total amount paid | $135,231.00 | $159,217.00 | $205,002.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.4% | 4.4% | 4.4% |
| Freshman year | $22,925.00 | $26,991.00 | $34,753.00 |
| Senior year | $23,933.00 | $28,178.00 | $36,281.00 |
| Total 2-year net price | $46,858.00 | $55,169.00 | $71,034.00 |
| 10-year loan interest @ 6.8% | $17,851.00 | $21,017.00 | $27,061.00 |
| Total monthly payment | $539.00 | $635.00 | $817.00 |
| Total amount paid | $64,709.00 | $76,186.00 | $98,095.00 |
For the complete net-price picture, see the net-price section.
Net price strips out grant and scholarship aid to show what families really pay. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $17,613.00 |
| Average net price (off-campus) | $17,502.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $12,238.00 |
| $30,000 to $48,000 | $13,195.00 |
| $48,001 to $75,000 | $16,688.00 |
| $75,001 to $110,000 | $18,590.00 |
| Over $110,000 | $19,887.00 |
Run your own numbers with the Missouri State University-Springfield Net Price Calculator, or visit the financial aid office.
Dig into how aid is awarded on the grants & scholarships detail.
The typical debt load for borrowers leaving Missouri State University-Springfield stands at $16,200.00, which the Department of Education classifies as a Low ($10-20k) debt-burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,250.00 |
| 25th | $5,625.00 |
| Median (50th) | $16,200.00 |
| 75th | $26,000.00 |
| 90th | $33,625.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Read the complete debt breakdown on the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,750.00 |
| Middle income | $15,750.00 |
| High income | $17,000.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $16,481.00 |
| Continuing-generation students | $15,750.00 |
First-generation graduates from Missouri State University-Springfield take on $731.00 in extra median debt compared with continuing-generation peers.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The Pell vs non-Pell debt gap at Missouri State University-Springfield is $2,750.00. This institution is flagged by federal data for Pell-debt inequity.
The federal default-rate classification for Missouri State University-Springfield is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.8% |
For a sense of scale, Stafford disbursements at Missouri State University-Springfield amount to $1,300,966,495.00 over 61,434 borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 272 |
| Avg GI Bill amount | $6,881.00 |
| DoD Tuition Assistance recipients | 142 |
| Avg DoD Tuition Assistance | $2,828.00 |
Dig into veteran education benefits on the veterans benefits detail.
Beyond the data above, it helps to ask a few questions when weighing Missouri State University-Springfield, think through the questions below:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.