by our College Data Analytics TeamHere you will find what students actually borrow to attend Mitsu Sato Hair Academy— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
At Mitsu Sato Hair Academy specifically, 68% of first-year students take on loan debt, with a typical loan of $7,298 per student, private and federal loans combined.
The typical federal loan comes to $7,298. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Among all degree-seeking undergrads at Mitsu Sato Hair Academy, 73% borrow through federal student loan programs, averaging $7,618 in federal loans per year. That amounts to 4.4% higher than the $7,298 borrowed by freshmen.
Borrowing at that rate every year works out to about $15,236 across two years and $30,472 by the fourth year. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 73% |
| Average federal loan per year | $7,618 |
| Undergraduates with a federal loan | 122 |
| Total federal loans (one year) | $929,339 |
The median student at Mitsu Sato Hair Academy borrows $9,500 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,500 |
| Students who completed (graduates) | $9,500 |
Half of all borrowers fall between the 25th and 75th percentiles shown below for Mitsu Sato Hair Academy.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $5,241 |
| 75th percentile | $15,154 |
These figures turn the debt totals into a monthly repayment picture for Mitsu Sato Hair Academy.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $5,500 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
Federal data publishes the following gap measures for Mitsu Sato Hair Academy.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.