by our College Data Analytics TeamHere you will find what students actually borrow to attend MIXED Institute of Cosmetology & Barber: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. The data below is drawn directly from federal sources.
At MIXED Institute of Cosmetology & Barber specifically, 68% of new students use loans toward freshman-year expenses, borrowing on average $5,257 per student, private and federal loans combined.
The typical federal loan comes to $5,257, which is 95.6% of the $5,500 federal limit that applies to a typical first-year dependent borrower. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Among all degree-seeking undergrads at MIXED Institute of Cosmetology & Barber, 51% finance part of their studies with federal loans, borrowing on average $4,535 a year. That is 13.7% below the $5,257 borrowed by freshmen.
Repeating that yearly amount projects to about $9,070 after two years and $18,140 by the fourth year. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 51% |
| Average federal loan per year | $4,535 |
| Undergraduates with a federal loan | 122 |
| Total federal loans (one year) | $553,251 |
Graduating and withdrawing students at MIXED Institute of Cosmetology & Barber carry a median federal debt of $8,435 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $8,435 |
| Students who completed (graduates) | $9,833 |
| Students who withdrew | $4,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The indicators below describe what the typical debt costs to pay back at MIXED Institute of Cosmetology & Barber.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $7,250 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $9,725 |
| Independent students | $8,272 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at MIXED Institute of Cosmetology & Barber.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.