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How Affordable Is Moberly Area Community College?

Here’s the full picture on paying for Moberly Area Community College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.

$13,379.00 Cost of Attendance
$6,810.00 Avg Net Price
$8,000.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

The Cost of Attending Moberly Area Community College?

Cost of attendance at Moberly Area Community College ranged from $13,379.00 and $15,269.00 based on in-state versus out-of-state status.

In-state students paid the lower published figure, while out-of-state students faced the higher one: around $13,379.00 in-state, rising to $15,269.00 for non-residents.

The blocks below show what you would pay with no aid, with average aid, and as a low-income student.

Published Cost for Residents (no aid)

Tuition and fees $6,750.00
+ Room, board & other expenses $6,629.00
Total cost $13,379.00
That is 30% below the national average net price.

After-Aid Net Price for Residents (with average aid)

Total cost $13,379.00
− Grants and scholarships −$7,324.00
Net price $6,055.00
That is 69% below the national average net price.

What Low-Income Students Pay — Residents

Total cost $13,379.00
− Grants and scholarships −$8,446.00
Net price $4,933.00
That is 74% below the national average net price.

Cost for Non-Residents (no aid)

Tuition and fees $8,640.00
+ Room, board & other expenses $6,629.00
Total cost $15,269.00
That is 21% below the national average net price.

Average Net Price for Non-Residents (with average aid)

Total cost $15,269.00
− Grants and scholarships −$7,324.00
Net price $7,945.00
That is 59% below the national average net price.

Net Price for Low-Income Non-Residents

Total cost $15,269.00
− Grants and scholarships −$8,446.00
Net price $6,823.00
That is 65% below the national average net price.
Go deeper on the components with tuition and fees and living costs.

Estimating the Total Cost of a Degree at Moberly Area Community College

Published costs have climbed year over year by around 3.2% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.

In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.2% 3.2% 3.2%
Freshman year $5,091.00 $6,249.00 $13,808.00
Senior year $5,596.00 $6,869.00 $15,178.00
Total 4-year net price $21,364.00 $26,223.00 $57,942.00
10-year loan interest @ 6.8% $8,139.00 $9,990.00 $22,074.00
Total monthly payment $246.00 $302.00 $667.00
Total amount paid $29,503.00 $36,213.00 $80,016.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.2% 3.2% 3.2%
Freshman year $5,091.00 $6,249.00 $13,808.00
Senior year $5,254.00 $6,449.00 $14,250.00
Total 2-year net price $10,345.00 $12,698.00 $28,058.00
10-year loan interest @ 6.8% $3,941.00 $4,838.00 $10,689.00
Total monthly payment $119.00 $146.00 $323.00
Total amount paid $14,286.00 $17,536.00 $38,747.00

Out-of-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.2% 3.2% 3.2%
Freshman year $7,042.00 $8,200.00 $15,758.00
Senior year $7,740.00 $9,013.00 $17,322.00
Total 4-year net price $29,549.00 $34,409.00 $66,128.00
10-year loan interest @ 6.8% $11,257.00 $13,108.00 $25,192.00
Total monthly payment $340.00 $396.00 $761.00
Total amount paid $40,807.00 $47,517.00 $91,320.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.2% 3.2% 3.2%
Freshman year $7,042.00 $8,200.00 $15,758.00
Senior year $7,267.00 $8,462.00 $16,263.00
Total 2-year net price $14,309.00 $16,662.00 $32,021.00
10-year loan interest @ 6.8% $5,451.00 $6,348.00 $12,199.00
Total monthly payment $165.00 $192.00 $369.00
Total amount paid $19,760.00 $23,009.00 $44,220.00

For the complete net-price picture, see the net-price section.

Net Price at Moberly Area Community College

Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most families it is a more realistic figure than the published cost.

Average net price (on-campus) $6,810.00
Average net price (off-campus) $6,935.00

What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:

Family income Average net price
Under $30,000 $5,708.00
$30,000 to $48,000 $6,410.00
$48,001 to $75,000 $7,479.00
$75,001 to $110,000 $10,154.00
Over $110,000 $9,752.00

Use Moberly Area Community College Net Price Calculator, or reach out to the financial aid office.

Want to know how that aid is awarded? See the financial aid breakdown.

Borrowing and Debt at Moberly Area Community College

Median graduate debt at Moberly Area Community College amounts to $8,000.00, landing it in the Very Low (<$10k) burden category.

The percentile spread of debt at graduation is shown below:

Percentile Debt at graduation
10th $1,532.00
25th $3,216.00
Median (50th) $8,000.00
75th $12,632.00
90th $19,559.00

How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.

Explore borrowing, repayment, and default in detail on the student loan debt page.

Debt Outcomes by Family Income at Moberly Area Community College

Debt outcomes vary substantially with family income. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $9,435.00
Middle income $7,000.00
High income $5,500.00

Low-income borrowers graduate with $3,935.00 in additional median debt versus high-income graduates.

How Debt Varies by First-Generation Status at Moberly Area Community College

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $8,265.00
Continuing-generation students $6,500.00

First-gen borrowers at Moberly Area Community College take on $1,765.00 more median debt than continuing-generation peers.

How Pell Eligibility Shapes Debt at Moberly Area Community College

Pell Grants are the largest source of federal need-based aid for undergrads. Pell vs non-Pell comparisons surface how debt breaks down by need.

The gap between Pell-eligible and non-Pell median debt at Moberly Area Community College comes to $3,539.00. Federal data flags this school for Pell-related debt inequity.

Default and Repayment Outcomes at Moberly Area Community College

The federal default-rate classification for Moberly Area Community College is Low (<5%).

Window Cohort default rate
2-year 14.5%

For a sense of scale, Stafford disbursements at Moberly Area Community College amount to $105,479,545.00 over 10,681 disbursements.

Veteran Benefits at Moberly Area Community College

Veterans and active-duty servicemembers can tap dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.

GI Bill recipients 40
Avg GI Bill amount $3,383.00
DoD Tuition Assistance recipients 4
Avg DoD Tuition Assistance $2,064.00

Explore GI Bill and military aid in detail on the veteran aid breakdown.

Questions Worth Asking

Use the figures above as a launch point, then think through Moberly Area Community College, think through the questions below:

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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