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Can You Afford to Attend Modesto Junior College?

This overview lays out the cost of attending Modesto Junior College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.

$14,769.00 Cost of Attendance
$2,818.00 Avg Net Price
$3,375.00 Median Grad Debt

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The Cost of Attending Modesto Junior College?

The total cost of attendance at Modesto Junior College ranged from $14,769.00 ranging to $22,751.00 across residency tiers.

In-state residents qualified for the lower cost, with out-of-state students paying more: roughly $14,769.00 in-state against $22,751.00 out of state.

Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.

What It Costs Residents (no aid)

Tuition and fees $1,282.00
+ Room, board & other expenses $13,487.00
Total cost $14,769.00
That is 23% below the national average net price.

After-Aid Net Price for Residents (with average aid)

Total cost $14,769.00
− Grants and scholarships −$8,669.00
Net price $6,100.00
That is 68% below the national average net price.

What Low-Income Students Pay — Residents

Total cost $14,769.00
− Grants and scholarships −$9,829.00
Net price $4,940.00
That is 74% below the national average net price.

The Full Cost for Non-Residents (no aid)

Tuition and fees $9,264.00
+ Room, board & other expenses $13,487.00
Total cost $22,751.00
That is 18% above the national average net price.

What Non-Residents Actually Pay — Non-Residents (with average aid)

Total cost $22,751.00
− Grants and scholarships −$8,669.00
Net price $14,082.00
That is 27% below the national average net price.

Low-Income Net Price for Non-Residents

Total cost $22,751.00
− Grants and scholarships −$9,829.00
Net price $12,922.00
That is 33% below the national average net price.
For the full breakdown, see tuition and fees and room and board.

Projected Cost of a Degree at Modesto Junior College

The reported cost series has been increasing at a recent average of 3.8% per year, so the four-year total runs well above today’s cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.8% 3.8% 3.8%
Freshman year $5,126.00 $6,330.00 $15,325.00
Senior year $5,727.00 $7,071.00 $17,121.00
Total 4-year net price $21,690.00 $26,784.00 $64,847.00
10-year loan interest @ 6.8% $8,263.00 $10,204.00 $24,704.00
Total monthly payment $250.00 $308.00 $746.00
Total amount paid $29,953.00 $36,987.00 $89,551.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.8% 3.8% 3.8%
Freshman year $5,126.00 $6,330.00 $15,325.00
Senior year $5,319.00 $6,568.00 $15,901.00
Total 2-year net price $10,445.00 $12,897.00 $31,226.00
10-year loan interest @ 6.8% $3,979.00 $4,913.00 $11,896.00
Total monthly payment $120.00 $148.00 $359.00
Total amount paid $14,424.00 $17,811.00 $43,122.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.8% 3.8% 3.8%
Freshman year $13,408.00 $14,612.00 $23,607.00
Senior year $14,980.00 $16,324.00 $26,374.00
Total 4-year net price $56,737.00 $61,830.00 $99,894.00
10-year loan interest @ 6.8% $21,615.00 $23,555.00 $38,056.00
Total monthly payment $653.00 $712.00 $1,150.00
Total amount paid $78,352.00 $85,386.00 $137,950.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.8% 3.8% 3.8%
Freshman year $13,408.00 $14,612.00 $23,607.00
Senior year $13,913.00 $15,162.00 $24,496.00
Total 2-year net price $27,321.00 $29,774.00 $48,103.00
10-year loan interest @ 6.8% $10,408.00 $11,343.00 $18,325.00
Total monthly payment $314.00 $343.00 $554.00
Total amount paid $37,729.00 $41,116.00 $66,428.00

See the full net-price breakdown in the net-price section.

What Families Actually Pay at Modesto Junior College

The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.

Average net price (on-campus) $2,818.00
Average net price (off-campus) $10,176.00

Net price is not the same for every family — it falls as financial need rises and grant aid increases. The figures below give average net price by income bracket:

Family income Average net price
Under $30,000 $8,525.00
$30,000 to $48,000 $11,815.00
$48,001 to $75,000 $12,677.00
$75,001 to $110,000 $13,215.00

Get a tailored estimate from the Modesto Junior College Net Price Calculator, or get in touch with the financial aid office.

Want to know how that aid is awarded? See the grants & scholarships detail.

How Much Do Students Borrow at Modesto Junior College

The median graduating debt at Modesto Junior College is $3,375.00, which federal data classifies as a Very Low (<$10k) debt-burden category.

Dig deeper into debt on the student loan debt page.

Default Rates and Repayment at Modesto Junior College

The Department of Education default-rate tier for Modesto Junior College is No Data.

For a sense of scale, Stafford disbursements at Modesto Junior College come to $441,053.00 over 88 disbursements.

Military and Veteran Aid at Modesto Junior College

Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Department of Defense tuition support.

GI Bill recipients 93
Avg GI Bill amount $850.00

Explore GI Bill and military aid in detail on the veterans benefits detail.

Questions Worth Asking

Numbers only tell part of the story. As you weigh Modesto Junior College, the questions below are worth your time:

Dig Deeper on Modesto Junior College

Use the pages below to go deeper on a specific part of the cost story:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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