by our College Data Analytics TeamHere you will find what students actually borrow to attend Moler Hollywood Beauty Academy— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
At Moler Hollywood Beauty Academy specifically, 100% of new students use loans toward freshman-year expenses, at roughly $6,000 per student, private and federal loans combined.
The average federally funded loan is $6,000. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Looking at all undergraduates at Moler Hollywood Beauty Academy, freshmen included, 94% borrow through federal student loan programs, for a typical $4,000 each per year. This works out to 33.3% under the freshman federal average of $6,000.
Borrowing at that rate every year works out to about $8,000 across two years and $16,000 over a four-year span. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 94% |
| Average federal loan per year | $4,000 |
| Undergraduates with a federal loan | 73 |
| Total federal loans (one year) | $292,000 |
Graduating and withdrawing students at Moler Hollywood Beauty Academy carry a median federal debt of $6,333 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,333 |
| Students who completed (graduates) | $6,333 |
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Moler Hollywood Beauty Academy.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $4,750 |
| 75th percentile | $12,500 |
The indicators below describe what the typical debt costs to pay back at Moler Hollywood Beauty Academy.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The federal two-year cohort default rate for Moler Hollywood Beauty Academy is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 11.7% |
| Borrowers in the cohort | 34 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.