by our College Data Analytics TeamBelow is the data on what it actually costs to attend Montana State University Billings, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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Cost of attendance at Montana State University Billings ranged from $18,473.00 ranging to $34,090.00 across residency tiers.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: about $18,473.00 in-state, rising to $34,090.00 out of state.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $7,280.00 |
| + Room, board & other expenses | $11,193.00 |
| Total cost | $18,473.00 |
| That is 4% below the national average net price. |
| Total cost | $18,473.00 |
| − Grants and scholarships | −$3,530.00 |
| Net price | $14,943.00 |
| That is 22% below the national average net price. |
| Total cost | $18,473.00 |
| − Grants and scholarships | −$6,127.00 |
| Net price | $12,346.00 |
| That is 36% below the national average net price. |
| Tuition and fees | $22,897.00 |
| + Room, board & other expenses | $11,193.00 |
| Total cost | $34,090.00 |
| That is 77% above the national average net price. |
| Total cost | $34,090.00 |
| − Grants and scholarships | −$3,530.00 |
| Net price | $30,560.00 |
| That is 59% above the national average net price. |
| Total cost | $34,090.00 |
| − Grants and scholarships | −$6,127.00 |
| Net price | $27,963.00 |
| That is 45% above the national average net price. | |
| For the full breakdown, see the tuition & fees page and room and board. |
Costs have trended upward in recent years by roughly 5.8% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.8% | 5.8% | 5.8% |
| Freshman year | $13,060.00 | $15,808.00 | $19,542.00 |
| Senior year | $15,461.00 | $18,714.00 | $23,134.00 |
| Total 4-year net price | $56,953.00 | $68,933.00 | $85,218.00 |
| 10-year loan interest @ 6.8% | $21,697.00 | $26,261.00 | $32,465.00 |
| Total monthly payment | $655.00 | $793.00 | $981.00 |
| Total amount paid | $78,650.00 | $95,195.00 | $117,682.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.8% | 5.8% | 5.8% |
| Freshman year | $13,060.00 | $15,808.00 | $19,542.00 |
| Senior year | $13,816.00 | $16,722.00 | $20,673.00 |
| Total 2-year net price | $26,876.00 | $32,530.00 | $40,215.00 |
| 10-year loan interest @ 6.8% | $10,239.00 | $12,393.00 | $15,320.00 |
| Total monthly payment | $309.00 | $374.00 | $463.00 |
| Total amount paid | $37,115.00 | $44,923.00 | $55,535.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.8% | 5.8% | 5.8% |
| Freshman year | $29,581.00 | $32,328.00 | $36,063.00 |
| Senior year | $35,019.00 | $38,271.00 | $42,692.00 |
| Total 4-year net price | $128,996.00 | $140,976.00 | $157,260.00 |
| 10-year loan interest @ 6.8% | $49,143.00 | $53,707.00 | $59,910.00 |
| Total monthly payment | $1,484.00 | $1,622.00 | $1,810.00 |
| Total amount paid | $178,139.00 | $194,683.00 | $217,171.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.8% | 5.8% | 5.8% |
| Freshman year | $29,581.00 | $32,328.00 | $36,063.00 |
| Senior year | $31,293.00 | $34,199.00 | $38,149.00 |
| Total 2-year net price | $60,874.00 | $66,527.00 | $74,212.00 |
| 10-year loan interest @ 6.8% | $23,191.00 | $25,344.00 | $28,272.00 |
| Total monthly payment | $701.00 | $766.00 | $854.00 |
| Total amount paid | $84,064.00 | $91,872.00 | $102,484.00 |
See the full net-price breakdown in the Net Price section.
The net price figure shows the cost after grants and scholarships are deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $16,524.00 |
| Average net price (off-campus) | $15,044.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $12,147.00 |
| $30,000 to $48,000 | $13,297.00 |
| $48,001 to $75,000 | $15,803.00 |
| $75,001 to $110,000 | $18,067.00 |
| Over $110,000 | $18,473.00 |
Run your own numbers with the Montana State University Billings Net Price Calculator, or get in touch with the financial aid office.
Dig into how aid is awarded on the financial aid page.
The typical debt load for borrowers leaving Montana State University Billings stands at $10,086.00, which the Department of Education classifies as a Low ($10-20k) burden tier.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,625.00 |
| 25th | $4,648.00 |
| Median (50th) | $10,086.00 |
| 75th | $19,745.00 |
| 90th | $31,889.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Debt at graduation is far from uniform across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $10,296.00 |
| Middle income | $9,953.00 |
| High income | $10,250.00 |
Borrowers from lower-income families leave school with $46.00 in extra median debt compared with high-income peers.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $10,342.00 |
| Continuing-generation students | $9,500.00 |
First-generation graduates of Montana State University Billings leave with $842.00 in additional median debt versus continuing-generation peers.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The Pell vs non-Pell debt gap at Montana State University Billings stands at $1,750.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate tier for Montana State University Billings is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 7.6% |
To give some context for these rates, Stafford loans disbursed at Montana State University Billings reach $289,809,758.00 across 17,219 loan recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 98 |
| Avg GI Bill amount | $4,845.00 |
| DoD Tuition Assistance recipients | 3 |
| Avg DoD Tuition Assistance | $2,680.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
The figures above are a starting point — as you weigh Montana State University Billings, the questions below are worth your time:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.