by our College Data Analytics TeamThe majority of students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at Montana State University-Northern can feel overwhelming, but bear in mind that many students receive some sort of financial aid.
What financial aid options can Montana State University - Northern offer you, and what will you qualify for? Keep reading for more information. Keep going to discover what amount of financial assistance could be accessible to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Use the information below to understand how much financial assistance you may get from Montana State University-Northern.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
Among first-time, full-time freshmen at Montana State University-Northern, 83% of first-year full-time students received aid of some kind roughly 137 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 81% | $7,163 |
| Institutional grants & scholarships | 53% | $4,438 |
| Federal Pell grants | 52% | $5,726 |
| State/local grants | 9% | $3,677 |
| Federal student loans | 43% | $4,953 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At Montana State University - Northern, approximately 63% of undergrads got grants or scholarships worth on average $6,627 (covering around 612 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 63% | $6,627 |
| Federal Pell grants | 33% | $5,671 |
| Federal student loans | 29% | $5,805 |
On-campus students receiving title-IV aid were awarded grants averaging $3,914.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $11,447 |
| $30,001 – $75,000 | $13,306 |
| Over $75,000 | $17,242 |
Remember these are net prices — what families pay after gift aid, not before.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $12,664 |
| Off-campus title-IV students | $14,164 |
To get a personalized net price estimate, try Montana State University - Northern’s NPC: www.msun.edu/stuaffairs/finaid/tuitcalc.htm.
The median federal debt load at Montana State University - Northern comes to $10,560 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $10,560 |
| Median federal debt (graduates only) | $18,500 |
| Typical 10-year monthly payment (graduates) | $196.13/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
A single median figure conceals how much debt outcomes differ student to student. The figures below chart the debt distribution at Montana State University - Northern.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,219 |
| 25th percentile | $4,370 |
| 75th percentile | $18,625 |
| 90th percentile (highest-debt students) | $28,462 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $10,250 |
| Middle income | $8,970 |
| High income | $12,000 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $10,676 |
| Continuing-generation students | $9,514 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $9,863 |
| Independent students | $15,146 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. Montana State University - Northern.
The Stafford program is the federal direct-loan vehicle most undergraduates use. Below is the annual Stafford program activity at Montana State University - Northern:
| Metric | Value |
|---|---|
| Stafford loan recipients | 5379 |
| Total Stafford loan amount | $71,085,595 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 23 |
| Total GI Bill amount | $127,550 |
| Average GI Bill amount per recipient | $5,546 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.