by our College Data Analytics TeamThis overview lays out the cost of attending Montana Technological University, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
If you want to dig into a particular figure, jump to any section below:
Cost of attendance at Montana Technological University came in between $21,620.00 ranging to $39,430.00 across residency tiers.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: close to $21,620.00 in-state versus $39,430.00 for those paying out-of-state rates.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $8,340.00 |
| + Room, board & other expenses | $13,280.00 |
| Total cost | $21,620.00 |
| That is 12% above the national average net price. |
| Total cost | $21,620.00 |
| − Grants and scholarships | −$6,305.00 |
| Net price | $15,315.00 |
| That is 20% below the national average net price. |
| Total cost | $21,620.00 |
| − Grants and scholarships | −$10,872.00 |
| Net price | $10,748.00 |
| That is 44% below the national average net price. |
| Tuition and fees | $26,150.00 |
| + Room, board & other expenses | $13,280.00 |
| Total cost | $39,430.00 |
| That is 105% above the national average net price. |
| Total cost | $39,430.00 |
| − Grants and scholarships | −$6,305.00 |
| Net price | $33,125.00 |
| That is 72% above the national average net price. |
| Total cost | $39,430.00 |
| − Grants and scholarships | −$10,872.00 |
| Net price | $28,558.00 |
| That is 48% above the national average net price. | |
| For the full breakdown, see the tuition & fees page and room and board. |
Published costs have climbed year over year by around 5.0% annually, so the projections below total more than one year of attendance. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.0% | 5.0% | 5.0% |
| Freshman year | $11,290.00 | $16,087.00 | $22,710.00 |
| Senior year | $13,085.00 | $18,645.00 | $26,321.00 |
| Total 4-year net price | $48,692.00 | $69,381.00 | $97,945.00 |
| 10-year loan interest @ 6.8% | $18,550.00 | $26,432.00 | $37,313.00 |
| Total monthly payment | $560.00 | $798.00 | $1,127.00 |
| Total amount paid | $67,241.00 | $95,813.00 | $135,258.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.0% | 5.0% | 5.0% |
| Freshman year | $11,290.00 | $16,087.00 | $22,710.00 |
| Senior year | $11,859.00 | $16,898.00 | $23,855.00 |
| Total 2-year net price | $23,149.00 | $32,986.00 | $46,565.00 |
| 10-year loan interest @ 6.8% | $8,819.00 | $12,566.00 | $17,740.00 |
| Total monthly payment | $266.00 | $380.00 | $536.00 |
| Total amount paid | $31,968.00 | $45,552.00 | $64,305.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.0% | 5.0% | 5.0% |
| Freshman year | $29,998.00 | $34,795.00 | $41,418.00 |
| Senior year | $34,768.00 | $40,328.00 | $48,004.00 |
| Total 4-year net price | $129,376.00 | $150,066.00 | $178,629.00 |
| 10-year loan interest @ 6.8% | $49,288.00 | $57,170.00 | $68,051.00 |
| Total monthly payment | $1,489.00 | $1,727.00 | $2,056.00 |
| Total amount paid | $178,664.00 | $207,235.00 | $246,681.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.0% | 5.0% | 5.0% |
| Freshman year | $29,998.00 | $34,795.00 | $41,418.00 |
| Senior year | $31,510.00 | $36,550.00 | $43,507.00 |
| Total 2-year net price | $61,508.00 | $71,345.00 | $84,925.00 |
| 10-year loan interest @ 6.8% | $23,432.00 | $27,180.00 | $32,353.00 |
| Total monthly payment | $708.00 | $821.00 | $977.00 |
| Total amount paid | $84,941.00 | $98,525.00 | $117,278.00 |
Jump to the net-price detail in the net-price section.
The net price figure shows the cost after grants and scholarships are deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $16,481.00 |
| Average net price (off-campus) | $16,240.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $11,327.00 |
| $30,000 to $48,000 | $13,539.00 |
| $48,001 to $75,000 | $16,138.00 |
| $75,001 to $110,000 | $17,361.00 |
| Over $110,000 | $19,093.00 |
For a personalized estimate, try the Montana Technological University Net Price Calculator, or visit the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
Median graduate debt at Montana Technological University comes to $9,847.00, placing the school in the Very Low (<$10k) debt-burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $4,750.00 |
| Median (50th) | $9,847.00 |
| 75th | $25,575.00 |
| 90th | $37,525.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Dig deeper into debt on the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $10,500.00 |
| Middle income | $9,361.00 |
| High income | $9,724.00 |
Graduates from lower-income families carry $776.00 in extra median debt compared with high-income peers.
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,500.00 |
| Continuing-generation students | $10,400.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Pell vs non-Pell comparisons surface how debt breaks down by need.
The Pell vs non-Pell debt gap at Montana Technological University is $2,987.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The default-rate category at Montana Technological University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 11.1% |
For scale, federal Stafford loan disbursements at Montana Technological University come to $119,934,098.00 spread across 7,465 student borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 31 |
| Avg GI Bill amount | $7,575.00 |
| DoD Tuition Assistance recipients | 4 |
| Avg DoD Tuition Assistance | $3,188.00 |
Dig into veteran education benefits on the veterans benefits detail.
Use the figures above as a launch point, then think through Montana Technological University, think through the questions below:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.