by our College Data Analytics TeamHere is what you can expect to pay at Monterey Peninsula College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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The full cost of attending Monterey Peninsula College spanned $21,993.00 and up to $31,377.00 based on in-state versus out-of-state status.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: close to $21,993.00 in-state versus $31,377.00 for non-residents.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $1,188.00 |
| + Room, board & other expenses | $20,805.00 |
| Total cost | $21,993.00 |
| That is 14% above the national average net price. |
| Total cost | $21,993.00 |
| − Grants and scholarships | −$8,232.00 |
| Net price | $13,761.00 |
| That is 29% below the national average net price. |
| Total cost | $21,993.00 |
| − Grants and scholarships | −$10,154.00 |
| Net price | $11,839.00 |
| That is 38% below the national average net price. |
| Tuition and fees | $10,572.00 |
| + Room, board & other expenses | $20,805.00 |
| Total cost | $31,377.00 |
| That is 63% above the national average net price. |
| Total cost | $31,377.00 |
| − Grants and scholarships | −$8,232.00 |
| Net price | $23,145.00 |
| That is 20% above the national average net price. |
| Total cost | $31,377.00 |
| − Grants and scholarships | −$10,154.00 |
| Net price | $21,223.00 |
| That is 10% above the national average net price. | |
| Explore each piece on tuition and fees plus room and board. |
Costs have trended upward in recent years at about 9.3% a year, so a full degree will cost more than a single year — the tables below carry that forward. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 9.3% | 9.3% | 9.3% |
| Freshman year | $12,942.00 | $15,043.00 | $24,043.00 |
| Senior year | $16,908.00 | $19,653.00 | $31,410.00 |
| Total 4-year net price | $59,466.00 | $69,120.00 | $110,469.00 |
| 10-year loan interest @ 6.8% | $22,654.00 | $26,332.00 | $42,085.00 |
| Total monthly payment | $684.00 | $795.00 | $1,271.00 |
| Total amount paid | $82,121.00 | $95,453.00 | $152,553.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 9.3% | 9.3% | 9.3% |
| Freshman year | $12,942.00 | $15,043.00 | $24,043.00 |
| Senior year | $14,148.00 | $16,445.00 | $26,283.00 |
| Total 2-year net price | $27,091.00 | $31,489.00 | $50,326.00 |
| 10-year loan interest @ 6.8% | $10,321.00 | $11,996.00 | $19,172.00 |
| Total monthly payment | $312.00 | $362.00 | $579.00 |
| Total amount paid | $37,411.00 | $43,485.00 | $69,498.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 9.3% | 9.3% | 9.3% |
| Freshman year | $23,201.00 | $25,302.00 | $34,301.00 |
| Senior year | $30,311.00 | $33,056.00 | $44,813.00 |
| Total 4-year net price | $106,601.00 | $116,255.00 | $157,604.00 |
| 10-year loan interest @ 6.8% | $40,611.00 | $44,289.00 | $60,041.00 |
| Total monthly payment | $1,227.00 | $1,338.00 | $1,814.00 |
| Total amount paid | $147,212.00 | $160,544.00 | $217,645.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 9.3% | 9.3% | 9.3% |
| Freshman year | $23,201.00 | $25,302.00 | $34,301.00 |
| Senior year | $25,363.00 | $27,660.00 | $37,498.00 |
| Total 2-year net price | $48,564.00 | $52,962.00 | $71,799.00 |
| 10-year loan interest @ 6.8% | $18,501.00 | $20,177.00 | $27,353.00 |
| Total monthly payment | $559.00 | $609.00 | $826.00 |
| Total amount paid | $67,065.00 | $73,138.00 | $99,152.00 |
See the full net-price breakdown in the net price section below.
The net price figure shows the cost after grants and scholarships are deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $11,373.00 |
| Average net price (off-campus) | $13,498.00 |
Net price varies sharply by family income, dropping as need-based aid grows. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $12,241.00 |
| $30,000 to $48,000 | $13,519.00 |
| $48,001 to $75,000 | $15,221.00 |
| $75,001 to $110,000 | $18,750.00 |
| Over $110,000 | $19,029.00 |
Get a tailored estimate from the Monterey Peninsula College Net Price Calculator, or get in touch with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
Median graduate debt at Monterey Peninsula College is $8,250.00, landing it in the Very Low (<$10k) debt-load classification.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,000.00 |
| 25th | $3,416.00 |
| Median (50th) | $8,250.00 |
| 75th | $10,500.00 |
| 90th | $20,000.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Median debt at graduation differs meaningfully across income brackets. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,500.00 |
| Middle income | $8,500.00 |
| High income | $5,500.00 |
On average, low-income graduates leave with $4,000.00 in additional median debt versus high-income graduates.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,000.00 |
| Continuing-generation students | $5,500.00 |
First-generation borrowers from Monterey Peninsula College leave with $3,500.00 in extra median debt compared with continuing-generation peers.
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt difference between Pell-eligible and non-Pell graduates of Monterey Peninsula College works out to $4,000.00. Federal data flags this school for Pell-related debt inequity.
The Department of Education default-rate tier for Monterey Peninsula College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 15.4% |
For context on the loan portfolio, Stafford disbursements at Monterey Peninsula College amount to $26,557,935.00 over 2,287 student borrowers.
The data above is a foundation; round it out by asking yourself about Monterey Peninsula College, consider the following:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.