by our College Data Analytics TeamThis guide covers the real cost of attending Montgomery College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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The total cost of attendance at Montgomery College ranged from $14,410.00 ranging to $18,262.00 depending on residency and living arrangement.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: roughly $14,410.00 in-state, rising to $18,262.00 for non-residents.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $10,398.00 |
| + Room, board & other expenses | $4,012.00 |
| Total cost | $14,410.00 |
| That is 25% below the national average net price. |
| Total cost | $14,410.00 |
| − Grants and scholarships | −$7,271.00 |
| Net price | $7,139.00 |
| That is 63% below the national average net price. |
| Total cost | $14,410.00 |
| − Grants and scholarships | −$8,366.00 |
| Net price | $6,044.00 |
| That is 69% below the national average net price. |
| Tuition and fees | $14,250.00 |
| + Room, board & other expenses | $4,012.00 |
| Total cost | $18,262.00 |
| That is 5% below the national average net price. |
| Total cost | $18,262.00 |
| − Grants and scholarships | −$7,271.00 |
| Net price | $10,991.00 |
| That is 43% below the national average net price. |
| Total cost | $18,262.00 |
| − Grants and scholarships | −$8,366.00 |
| Net price | $9,896.00 |
| That is 49% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and living costs. |
Cost of attendance here has been rising by roughly 0.5% per year; the projections below compound that across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.5% | 0.5% | 0.5% |
| Freshman year | $6,075.00 | $7,176.00 | $14,484.00 |
| Senior year | $6,169.00 | $7,287.00 | $14,708.00 |
| Total 4-year net price | $24,488.00 | $28,924.00 | $58,383.00 |
| 10-year loan interest @ 6.8% | $9,329.00 | $11,019.00 | $22,242.00 |
| Total monthly payment | $282.00 | $333.00 | $672.00 |
| Total amount paid | $33,817.00 | $39,943.00 | $80,625.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.5% | 0.5% | 0.5% |
| Freshman year | $6,075.00 | $7,176.00 | $14,484.00 |
| Senior year | $6,106.00 | $7,212.00 | $14,558.00 |
| Total 2-year net price | $12,181.00 | $14,388.00 | $29,042.00 |
| 10-year loan interest @ 6.8% | $4,641.00 | $5,481.00 | $11,064.00 |
| Total monthly payment | $140.00 | $166.00 | $334.00 |
| Total amount paid | $16,822.00 | $19,869.00 | $40,106.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.5% | 0.5% | 0.5% |
| Freshman year | $9,947.00 | $11,047.00 | $18,356.00 |
| Senior year | $10,101.00 | $11,218.00 | $18,640.00 |
| Total 4-year net price | $40,094.00 | $44,531.00 | $73,990.00 |
| 10-year loan interest @ 6.8% | $15,274.00 | $16,965.00 | $28,187.00 |
| Total monthly payment | $461.00 | $512.00 | $851.00 |
| Total amount paid | $55,369.00 | $61,495.00 | $102,177.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0.5% | 0.5% | 0.5% |
| Freshman year | $9,947.00 | $11,047.00 | $18,356.00 |
| Senior year | $9,998.00 | $11,104.00 | $18,450.00 |
| Total 2-year net price | $19,945.00 | $22,151.00 | $36,806.00 |
| 10-year loan interest @ 6.8% | $7,598.00 | $8,439.00 | $14,022.00 |
| Total monthly payment | $230.00 | $255.00 | $424.00 |
| Total amount paid | $27,543.00 | $30,590.00 | $50,827.00 |
See the full net-price breakdown in the net price section below.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $8,027.00 |
| Average net price (off-campus) | $7,240.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $6,119.00 |
| $30,000 to $48,000 | $6,948.00 |
| $48,001 to $75,000 | $8,266.00 |
| $75,001 to $110,000 | $10,375.00 |
| Over $110,000 | $12,923.00 |
For a personalized estimate, try the Montgomery College Net Price Calculator, or visit the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
The median graduating debt at Montgomery College amounts to $7,000.00, landing it in the Very Low (<$10k) debt-load classification.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,000.00 |
| 25th | $3,500.00 |
| Median (50th) | $7,000.00 |
| 75th | $12,500.00 |
| 90th | $21,720.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Debt outcomes vary substantially with family income. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,447.00 |
| Middle income | $7,000.00 |
| High income | $5,500.00 |
Borrowers from lower-income families leave school with $3,947.00 more than graduates from high-income families.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $7,500.00 |
| Continuing-generation students | $6,436.00 |
First-generation graduates from Montgomery College hold $1,064.00 in additional median debt versus continuing-generation peers.
Pell Grants are the largest source of federal need-based aid for undergrads. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The median debt gap between Pell and non-Pell graduates of Montgomery College stands at $2,954.00. Federal data flags this school for Pell-related debt inequity.
The default-rate classification at Montgomery College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 8.7% |
To give some context for these rates, Stafford loans disbursed at Montgomery College reach $234,394,285.00 covering 22,022 student borrowers.
Veteran and active-military students often access dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 178 |
| Avg GI Bill amount | $2,669.00 |
| DoD Tuition Assistance recipients | 25 |
| Avg DoD Tuition Assistance | $1,724.00 |
Dig into veteran education benefits on the college veterans page.
The figures above are a starting point — as you weigh Montgomery College, keep these questions in mind:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.