by our College Data Analytics TeamHere is what you can expect to pay at Montreat College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The total published cost of attendance at Montreat College stands at about $45,829.00 per year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $36,450.00 |
| + Room, board & other expenses | $9,379.00 |
| Total cost | $45,829.00 |
| That is 40% above the national average net price. |
| Total cost | $45,829.00 |
| − Grants and scholarships | −$20,072.00 |
| Net price | $25,757.00 |
| That is 21% below the national average net price. |
| Total cost | $45,829.00 |
| − Grants and scholarships | −$23,872.00 |
| Net price | $21,957.00 |
| That is 33% below the national average net price. | |
| Go deeper on the components with the tuition & fees page and living costs. |
Published costs have climbed year over year at a recent average of 7.4% annually, so the projections below total more than one year of attendance. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 7.4% | 7.4% | 7.4% |
| Freshman year | $23,581.00 | $27,662.00 | $49,218.00 |
| Senior year | $29,208.00 | $34,262.00 | $60,963.00 |
| Total 4-year net price | $105,309.00 | $123,534.00 | $219,803.00 |
| 10-year loan interest @ 6.8% | $40,119.00 | $47,062.00 | $83,737.00 |
| Total monthly payment | $1,212.00 | $1,422.00 | $2,529.00 |
| Total amount paid | $145,428.00 | $170,597.00 | $303,540.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 7.4% | 7.4% | 7.4% |
| Freshman year | $23,581.00 | $27,662.00 | $49,218.00 |
| Senior year | $25,324.00 | $29,707.00 | $52,857.00 |
| Total 2-year net price | $48,905.00 | $57,368.00 | $102,075.00 |
| 10-year loan interest @ 6.8% | $18,631.00 | $21,855.00 | $38,887.00 |
| Total monthly payment | $563.00 | $660.00 | $1,175.00 |
| Total amount paid | $67,536.00 | $79,224.00 | $140,961.00 |
For the complete net-price picture, see the Net Price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $27,061.00 |
| Average net price (off-campus) | $26,328.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $21,717.00 |
| $30,000 to $48,000 | $23,372.00 |
| $48,001 to $75,000 | $26,184.00 |
| $75,001 to $110,000 | $28,027.00 |
| Over $110,000 | $29,514.00 |
Get a tailored estimate from the Montreat College Net Price Calculator, or reach out to the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
The median amount borrowed by graduates of Montreat College is $13,875.00, categorized as a Low ($10-20k) burden category.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $5,500.00 |
| Median (50th) | $13,875.00 |
| 75th | $27,000.00 |
| 90th | $39,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.
Median debt at graduation differs meaningfully across income brackets. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $16,584.00 |
| Middle income | $14,125.00 |
| High income | $12,000.00 |
Low-income graduates carry $4,584.00 in extra median debt compared with high-income peers.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $12,785.00 |
| Continuing-generation students | $15,000.00 |
Pell Grants are the largest source of federal need-based aid for undergrads. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt gap between Pell and non-Pell graduates of Montreat College is $5,084.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The default-rate category at Montreat College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.0% |
For a sense of scale, Stafford disbursements at Montreat College total $122,935,608.00 across 4,997 borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 26 |
| Avg GI Bill amount | $16,854.00 |
| DoD Tuition Assistance recipients | 2 |
| Avg DoD Tuition Assistance | $1,500.00 |
Read more about military and veteran aid on the veterans benefits detail.
Use the figures above as a launch point, then think through Montreat College, consider the following:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.